How can I find out how many AIR MILES Reward Miles I have?

You can also see your total number of Reward Miles when you sign in to BMO Online or Mobile banking, on your AIR MILES Collector Summary statement, and through airmiles.ca. You can also see your total number of Miles when you sign in to BMO Online or Mobile banking, on your AIR MILES Collector Summary statement, and through airmiles.ca

What can I use Miles for?

When it comes to using Miles, the world is your oyster. There are over 800 products and services that you can use Miles for, including travel, gift cards, merchandise, leisure and entertainment items. So whether you’re looking for a new TV, blender, toy or a night at the movies, find something great with the AIR MILES Reward Program.Get all the details of the AIR MILES Reward options by visiting airmiles.ca

Where can I find out how Miles I need for a flight?

Find how close you are to your dream vacation by visiting airmiles.ca and click the Rewards tab. Under Dream Rewards, select Travel and check out the options for Flights. If you’re already an AIR MILES Collector, you can search specific flights and times to see exactly how many Miles you need. If you’re not a Collector yet, click the See where you can fly link to get an estimate of the how many Miles you need for a round-trip flight.

BMO AIR MILES^®† Mastercard^®*

Collect more moments when you earn AIR MILES Reward Miles on every purchase.

Welcome offer

Get 800 AIR MILES Bonus Miles^‡ (that’s enough for $80 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.^§

Get closer to your goal every time you spend

3x the Miles
Always get 3 Miles for every $25 spent at participating AIR MILES Partners.^16C
2x the Miles
Get 2x the Miles at any eligible grocery store – that’s 2 Miles for every $25 spent.¹⁷ Plus, get 1 Mile for every $25 you spend everywhere else.^16B
Earn at wholesale clubs, membership-based retailers and alcohol retailers
Get Two times the Miles at any eligible wholesale clubs, membership-based retailers and alcohol retailers.⁹⁹
Learn more
Fill up on savings at Shell
Get up to 7 cents off per litre on Shell^®± fuel, only for BMO cardholders.¹⁰¹
Learn more
Enjoy card-linked offers
Your BMO AIR MILES credit card makes it easier to score Miles while you shop at your favourite brands.¹⁰²

What’s on your AIR MILES Rewards wish list?

Travel Rewards – Where will you go next? Book your flights, hotels, cruises, vacation packages and car rentals using AIR MILES Reward Miles.
Dream Rewards – Use your Miles on something special for you or your home. Or how about a spa pass? Or movie tickets? There’s so much to choose from.
Cash Rewards – Instantly use your Miles online or in-store at participating Partners towards your everyday purchases, or redeem for eVouchers from your favourite brands.
Transfer Miles – Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!¹⁰³

BMO AIR MILES^®† Mastercard^®*

Fast forward your AIR MILES^® Reward Miles. Here’s what you need to know.

$0 annual fee⁸
21.99% for purchases⁸
23.99% for cash advances⁸
(21.99% for Quebec residents)⁸

Fill up on savings

Get up to 7 cents off per litre on Shell fuel, only for BMO cardholders.¹⁰¹

Learn More

AIR MILES Reward Miles calculator

Find out how many AIR MILES^® Reward Miles you can get with the BMO AIR MILES^®† Mastercard^®*

Estimate your monthly spending

How much do you think you’ll spend per month on your card?

Slider increases or decreases the dollar amount based on the direction it is moved in

$0$5,000

Your first-year AIR MILES^® Reward Miles total:

Yearly breakdown:

Bonus Miles:

N/A

All other purchases:

N/A

Use of the AIR MILES Reward Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Partners. Values displayed as of May 2, 2021. Flights shown are during low season and subject to availability. Taxes and fees are extra and must be paid using a credit card.

Estimated yearly rewards

Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.

Luggage & Travel

You could use 1,307 Miles for Luggage & Travel.

Digital features and security at your fingertips

Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.

Safety and security
Can’t find your card? No worries, you can lock and unlock it, report it lost or stolen, or reset your PIN any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Log in to your mobile or online banking for free, 24/7 access to CreditView.
Detailed transaction view
Get a detailed view of when and where you made your purchases on the BMO mobile app.

Get even more Miles when you add another cardholder for free.⁸
Shop confidently with an extended warranty and purchase protection.³⁷
Save up to 20% on National Car Rental^®†† and Alamo Rent A Car^®†† and up to 5% on Enterprise Rent-A-Car^®†† at locations worldwide using the Car Rental Booking tool.²⁵
Get 20% off admission to Cirque du Soleil shows touring Canada⁴⁸, and 15% off resident shows in Las Vegas.⁴⁹
Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada.⁹⁸

BMO PaySmart Trademark Installment Plans

Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.

Learn more

Ready to apply?

Start getting closer to your dreams now.

We’ll respond in under 60 seconds.

FAQs

You can check your AIR MILES Summary on your Mastercard monthly statement. It will display the amount of Miles you got on purchases for the stated time period but won’t include Miles from bonus or promotional offers.
You can also see your total number of Miles when you sign in to BMO Online or Mobile banking, on your AIR MILES Collector Summary statement, and through airmiles.ca.
When it comes to using your Miles, there are over 2000 products and services that you can use your Miles for, including travel, merchandise, entertainment, eVouchers to your favourite brands, and more. So whether you’re looking for a new TV, blender, toy or a night at the movies, find something great with the AIR MILES Reward Program.
Get all the details of the reward options by visiting airmiles.ca or call 1-888-AIR-MILES to learn more.
There are a few requirements you need to meet to apply for a credit card with us.
- Be a Canadian citizen or permanent resident
- Have not declared bankruptcy in the past seven years
- Have reached the age of majority in the province in which you live (18 years in AB, MB, ON, PE, QC and SK. 19 years in all other provinces)
- Meet minimum income requirements
- If you have an emergency at home or away, you can contact the Mastercard Assistance Centre 24 hours a day: 1-800-247-4623 1 8 0 0 2 4 7 4 6 2 3 (within Canada and the U.S.)
- 1-314-275-6690 1 3 1 4 2 7 5 6 6 9 0 (outside North America, call collect)
Yes, you can! You’ll be able to set up, manage and review your PaySmart installment plans from your Online Banking account.
To get started, simply login and follow these steps for recent eligible credit card purchases of $100 Canadian currency or more:
- 1. Choose an eligible credit card purchase you’d like to convert into a PaySmart plan.
- 2. Go to the Installment Plan tab and click the Create button.
- 3. Select the plan that works best for you.

Help me choose

Let us know what you’re looking for in a credit card and we’ll find your best match.

Help me Choose

Compare cards

Select the cards you’re interested in and see how their features compare against each other.

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Activate your card

Set up Click to Pay

Balance transfers

Add another cardholder

Lock/Unlock your card

Lost or Stolen card

Set up auto pay

Credit card balance protection

- BMO AIR MILES^®† Mastercard Benefits Guide
  Discover all the features and perks of your new credit card.
  Get PDF for full details
- Benefits Guide
  Discover all the features and perks of your new credit card.
  Get PDF for full details
- BMO Mastercard Cardholder Agreement
  Get all the details about the benefits that come with your card as well as your rights and responsibilities as a BMO Mastercard cardholder.
  Get PDF for full details
- AIR MILES Reward Miles Terms and Conditions
  This guide outlines in detail terms and conditions governing your BMO AIR MILES Mastercard rewards. Check the Table of Contents to find the AIR MILES Reward Miles section.
  Get PDF for full details
- Important information on rates and fees
  Key information about your BMO Mastercard, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion and more.
  Get PDF for full details
- Purchase Protection and Extended Warranty
  This guide outlines the terms and conditions governing the insurance that comes with your card.
  Get PDF for full details
- Insurance Product Summary (For Quebec Residents)
  Summary of the benefits, and key terms and conditions of the insurance that comes with your card.
  Get PDF for full details