BMO Prepaid Mastercard footnote ®*
Enjoy a reloadable and secure card with the same convenience as a standard credit card.
Here’s how it works
Load up your card
Transfer funds to your card through online banking or the BMO mobile app while having protection against unauthorized use.
Shop anywhere Mastercard is accepted
Use your card at over 30 million locations in the U.S., Canada and worldwide. Get cash at over a million A T M s .23
Enjoy extended warranty and purchase protection.37
Make purchases anywhere Mastercard is accepted while receiving protection against unauthorized use — making it safer than carrying cash.
Use your prepaid credit card at any of the 30 million locations Mastercard is accepted, and get cash at over a million ATMs.23
Save up to 20% on National Car Rental and Alamo Rent A Car and up to 5% on Enterprise Rent-A-Car at locations worldwide using the Car Rental Booking tool.25
Ready to apply?
Digital features and security at your fingertips
Safety and security
Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Log in to your mobile or online banking for free, 24/7 access to CreditView with no impact to your credit score.
FAQs
A prepaid card works just like a standard credit card except you have to load funds on it before you can make a purchase. Once your card runs out of money, you’ll have to load more funds on it before you can use it again. And since you load the card with your own money, there’s no balance that you owe and have to pay back.
Help me choose
Let us know what you’re looking for in a credit card and we’ll find your best match.
Compare cards
Select the cards you’re interested in and see how their features compare against each other.
