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BMO U.S. Dollar Mastercard ®*

Shop in U.S. dollars and skip exchange rate surprises.

Travel and shop with confidence

  • Annual fee rebate

    When your purchases total U.S. $3,000 or more in a year, next year's annual fee is rebated to your card.21

  • Pay in U.S. dollars

    Avoid fluctuating exchange rates. Make your purchases in U.S. dollars and pay your credit card statement in U.S. funds.

  • Accepted worldwide

    Mastercard is accepted at over 30 million locations in the U.S., Canada and worldwide.

BMO U.S. Dollar Mastercard footnote ®*

Ready to shop with a USD credit card? Here’s what you need to know.

  • U.S. $49 annual fee8
  • 20.99% for purchases8
  • 22.99% for cash advances8
    (21.99% for Quebec residents)8
  • Add another cardholder for free.8

  • Shop confidently with an extended warranty and purchase protection.37

  • Get 20% off admission to Cirque du Soleil shows touring Canada48, and 15% off resident shows in Las Vegas.49

BMO PaySmart Trademark Installment Plans

Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, interest-free monthly payments with a low fee.

Learn more

Ready to apply?

Start shopping in U.S. dollars.
We’ll respond in under 60 seconds.

Digital features and security at your fingertips

  • Safety and security

    Can’t find your card? No worries, you can lock and unlock it, report it lost or stolen, or reset your PIN any time.

  • Financial insights

    Stay on top of your spending with a personalized look at your money.

  • Credit score

    Log in to your mobile or online banking for free, 24/7 access to CreditView with no impact to your credit score.

  • Detailed transaction view

    Get a detailed view of when and where you made your purchases on the BMO mobile app.

FAQs

  • There are a few options you can choose from to pay your monthly statement:

    • transfer funds from your BMO U.S. dollar bank account
    • set up pre-authorized debit/auto pay from any U.S. dollar savings or chequing accounts in Canada
    • by mail

Help me choose

Let us know what you’re looking for in a credit card and we’ll find your best match.

Compare your options

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