• you are seeking to fund post-secondary education that is about to commence or is currently in progress, and you are looking for an investment product from which you can draw down savings
• you want a fund to provide income while preserving capital and maintaining liquidity
• you are comfortable with low investment risk (i.e., you are willing to accept some fluctuations in the market value of your investment over the short-term).

This fund’s objective is to provide securityholders with a relatively stable level of income while preserving capital and maintaining liquidity. The fund will invest primarily, directly or indirectly through investing in a diversified mix of mutual funds and/or exchange traded funds, in fixed income securities and cash equivalents.

The fund invests primarily in a diversified mix of fixed income securities and cash equivalents directly and/or by investing up to 100% of the fund’s assets in mutual funds and/or exchange traded funds that are primarily exposed to fixed income securities and cash equivalents, including funds managed by BMO or one of BMO’s associates or affiliates.