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The Smart Fixed Mortgage

Get started today and lock in your rate with 130-day mortgage rate guarantee – the longest of any major bank in Canada.

Limited time offer

Earn $300 when you get a Smart Fixed Mortgage and a Homeowner’s Line of Credit.

The Smart Fixed Advantage

  • Save on interest

    Pay off your mortgage faster and save on interest with an amortization of 25 years or less
  • Get a 5-year or 10-year rate which won’t rise during the term
  • Pay off your mortgage sooner

    Increase your payments by 10% and make a lump sum payment of 10% each year to get to the finish line sooner.
Have questions or want to get started?

How to get your cash bonus

  • Apply for a Smart Fixed Mortgage
    Get a Smart Fixed Mortgage by January 31st, 2022, whether you’re a first-time home buyer or switching your mortgage to BMO.
  • Get a Homeowner’s Line of Credit
    Combine your Smart Fixed Mortgage with a Homeowner’s Line of Credit to qualify for the cash bonus.
  • Enjoy your cash bonus!
    You’ll get your $300 cash bonus in your Homeowner’s Line of Credit account within 90 days of setup.

F A Qs

Ready to get started?

Call us today

Get expert insight from one of our Home Advisors.
Get expert insight from one of our Home Advisors.

Looking for your next home?

We can help.
We can help.

Visit us

Book an appointment at your nearest branch to chat about your mortgage options.
Give us a call if you have any questions or if you’re ready to get started. 1-877-225-5266