Credit cards
Get 5x the points on takeout, rideshare and more67 with the BMO eclipse Visa Infinite* Card
LEARN MOREPay no annual fee with the BMO eclipse rise Visa* Card
LEARN MOREGet up to 120,000 bonus points52 with the BMO eclipse Visa Infinite Privilege* Card
LEARN MOREBefore you apply for a credit card, tell us what you're looking for
We also have great options for new to Canada, student credit cards and small business credit cards.
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Answer a few easy questions and we’ll recommend one or two cards that suit you!
Pick the best rewards program for you
- Redeem your BMO Rewards points using Pay with Points to cover eligible travel purchases like flights, hotels, car rentals, vacation packages, cruises and more.64
- Treat yourself to something from our extensive catalogue, featuring hundreds of products and gift cards from top brands.
- Save for the future by redeeming points for a contribution to a BMO savings or investment account.
- Pay with points. Let your points pick up the tab. Apply your points directly to eligible purchases.64
BMO PaySmart™ Installment Plans
Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Digital features and security at your fingertips
Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.
Safety and security
Can’t find your card? No worries, you can lock and unlock it, report it lost or stolen, or reset your PIN any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Get free, 24/7 access to CreditView with no impact to your credit score.
Detailed transaction view
Get a detailed view of when and where you made your purchases on the BMO mobile app.