In Canada, BMO offers a wide range of Guaranteed Investment Certificates as a good way to diversify your portfolio. These principal protected investments allow you to choose from:
- Guaranteed interest rate GICs for predictability of returns so that your portfolio can withstand market downturns
- Rising rate GICs, guaranteed to rise over the term of the investment independent of interest rate changes
- Variable interest rate GICs to help you benefit from a rise in market interest rates over the term of the investment
- Redeemable GICs to give you access to your funds should you need them or wish to take advantage of rising interest rates
- Market-linked GICs so that the GIC portion of your portfolio will benefit from the higher return potential of the equity markets while continuing to protect your initial investment
Diversify by maturity, internationally or by asset allocation. Learn more.
This linked website may contain funds which are not licensed to be sold to investors who are residents of Hong Kong or China.
BMO has expanded its services in China with the launch of a new retail fixed-term deposit product. Our new investment product can help provide clients with predictable returns and security.
Highlights of BMO’s Term Deposit product include:
- A fixed term for a maximum of two years, providing clients an attractive way to diversify their investments;
- Availability to Chinese citizens and expatriates in Canadian, US and Hong Kong currencies;
- Minimum deposit of $50,000 (CDN/US) or $400,000 (HK).
With added deposit taking capacity, BMO is now able to better serve those who are considering immigrating to Canada. Immigrants can benefit from building their connections with Canada’s first and oldest bank, especially in the early stages of their immigration application. And we are better positioned to help Chinese overseas students gain certificate of funds that are required for a Canadian visa.
For information about how we can assist you, please contact one of our locations in China using our toll free line 800-810-1438 or call Hong Kong at 852 2522 -4182