Insurance products
Universal life
Learn moreHelp your clients protect their families (and businesses) from financial risk and benefit from tax-deferred accumulation on their net deposits.
Term life
Learn moreOur term life insurance can provide your clients with flexible, cost-effective coverage.
Non-participating whole life
Learn moreNon-participating whole life insurance offers financial protection with guaranteed level premiums to help clients manage their financial risk.
Critical illness insurance
Learn moreA critical illness can strike anyone at any time. Critical illness insurance can help offset costs and safeguard clients’ wealth during times of serious illness by providing financial support.
Investment products
Segregated funds
Learn moreBMO Guaranteed Investment Funds (GIFs) offer clients a choice of funds that tap into the growth potential of the markets, plus provide guarantees that can mitigate volatility and help with wealth transfer.
Insurance concepts
Personal Asset Transfer Plan
For individuals or couples with significant assets who want to maximize the amount they transfer to their heirs.
Insured Retirement Plan
Learn how the insurance and investment components of permanent life insurance can give clients the financial protection they’re looking for, plus a tax-effective way to save for retirement (beyond Registered Retirement Savings Plan and Tax-Free Savings Account limits).
Tools
Wave Illustration System
Generate professional quotes with ease, to assist in reliable insurance planning.
SmartApp
Say goodbye to paper with our easy-to-use digital platform that streamlines life and critical illness insurance applications. Enjoy a fast, secure way to manage client applications.
Income Annuity Application Smart Form
A simple tool with step-by-step instructions to complete an income annuity application with BMO Insurance.
Contact us
Have questions? Call or email us today for more information about how we can help you.