Product details
A non-participating whole life insurance plan with an increasing death benefit, guaranteed cash values and level premiums payable for 10 or 20 years or to age 100.
Offering two plan options: Estate Protector and Wealth Accelerator to address distinct markets.
Performance Bonus and Paid-Up Additions
BMO Insurance Whole Life offers an annual Performance Bonus which is automatically used to purchase additional “paid-up” coverage, increasing the death benefit and cash value of the policy at no additional cost. footnote star
Check out the most recent Performance Bonus Rate fact sheet for more details.
Supporting videos
BMO Insurance Whole Life
A simple, flexible and guaranteed whole life insurance plan option to match your clients’ needs.
BMO Insurance Whole Life Plan Options
Browse our estate protector and wealth accelerator options to help determine the best coverage for your clients.
Performance Backed by Expertise
Permanent life insurance and a tax-efficient investment account managed by a team of experts.
BMO Insurance Health Advocate™ Plan
With non-participating whole life insurance your clients will also have access to the BMO Insurance Health Advocate™ Plan, an industry leading, comprehensive assistance services – at no additional cost. footnote star
Tools
Wave Illustration System
Generate professional quotes with ease, to assist in reliable insurance planning.
SmartApp
Say goodbye to paper with our easy-to-use digital platform that streamlines life and critical illness insurance applications. Enjoy a fast, secure way to manage client applications.
Your Guide to BMO Insurance Whole Life
Learn how BMO Insurance Whole Life works. Simple. Flexible. Guaranteed.
Insurance concepts
Corporate Asset Transfer Plan
For business owners who need life insurance and want to eventually liquidate and transfer their corporation’s passive assets to their heirs upon their death in a tax-efficient manner.
Personal Asset Transfer Plan
For individuals or couples with significant assets looking to maximize the amount they transfer to their heirs.
BMO Insurance Insured Retirement Plan
For individuals and couples who want some life insurance coverage combined with supplemental retirement income.
Insights
End-to-end digital application processing
Here’s how we digitally support you from end-to-end (application to delivery).
Accelerating growth with Whole Life Insurance
Learn why Nelson, a 40-year-old non-smoker, chose BMO Insurance’s Whole Life Estate Protector with the Additional Payment Option. His goals were to maximize tax-deferred growth and achieve flexible premium payments.
Boosting financial growth with Whole Life Insurance
Learn why Gerry, a 40-year-old non-smoker, chose BMO Insurance’s Whole Life Wealth Accelerator with the Additional Payment Option. His goals were to maximize tax-deferred growth, achieve quick policy pay-up, and provide a significant death benefit to his beneficiaries.
Estate planning with Joint Last-to-Die Insurance
Learn why Claudia and Jacob, both 55-year-old professionals, chose BMO Insurance’s Whole Life Estate Protector with Additional Payment Option and Joint Last-to-Die Term rider. Their goals were to maximize tax-deferred growth and provide a substantial death benefit for their beneficiaries.
Contact us
Have questions? Call or email us today for more information about how we can help you.