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Universal Life Insurance

Protect your clients with our flexible Universal Life plan. Offering competitive rates, unique benefits and a broad selection of investment options, it’s an ideal choice for those seeking comprehensive coverage.

Product details

Comprehensive coverage options to fit evolving needs. Life Dimensions, Life Dimensions (Low Fees) and Wealth Dimensions are:

Versatile

Coverage for ages 0-80 from $50,000 to $20,000,000

Flexible

YRT 100, YRT 85/20 and level cost of insurance options

Diverse

A wide selection of optional riders and benefits, including BMO Insurance Health Advocatetrademark Plan

Innovative

Convenience with our one-to-one and reliable BMO Insurance Health Advocatetrademark Plan, an industry leading health assistance service

Understand our Universal Life Insurance solutions

  • Life Dimensions

    Ideal for those seeking permanent protection combined with the opportunity for tax-deferred investment growth, featuring guaranteed bonuses to boost growth of the investment component.

  • Life Dimensions (Low Fees)

    Designed for fee-sensitive clients interested in permanent insurance coverage with the opportunity for tax-deferred investment growth and low fees. 

  • Wealth Dimensions

    High-net-worth clients and business owners can rely on this permanent insurance and investment option that optimizes tax-deferred accumulation and offers lower fees.

Forms & materials

  • Life Dimensions Product Guide 182E
  • Wealth Dimensions Product Guide 709E
  • BMO Insurance Health Advocate Plan - Advisor Guide 726E
View all forms & materials

Tools

  • Wave Illustration System

    Generate professional quotes with ease, to assist in reliable insurance planning.

    Learn more
  • SmartApp

    Say goodbye to paper with our easy-to-use digital platform that streamlines life and critical illness insurance applications. Enjoy a fast, secure way to manage client applications.

Insurance Concepts

  • Estate Preserver Plan

    For individuals and couples who want to help offset taxes due on their estate.

  • Personal Asset Transfer Plan

    For individuals or couples with significant assets who want to maximize the amount they transfer to their heirs.

  • BMO Insurance Insured Retirement Plan

    For individuals and couples who want some life insurance coverage combined with supplemental retirement income.

Insights

    Contact us

    Have questions? Call or email us today for more information about how we can help you.