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Business equipment leasing

Get the equipment you need without the large upfront costs and enjoy 100% financing and fixed rates. Our partnership with American Capital Financial Services, Inc.footnote 1 lets you choose from a variety of options that protect you from equipment obsolescence and allow end-of-term purchase.

You can lease:

  • Computers/software/copiers
  • Telephone systems
  • Office furniture
  • Point of sale/cash registers
  • Manufacturing/printing equipment
  • Construction equipment
  • Commercial vehicles/vans/trucks
  • Medical equipment
  • Maintenance plans/warranties
  • Training/installation

Features and benefits

  • Preserve capital: Free up capital for business development instead of equipment purchases
  • Tax benefits: Monthly lease payments may be deductible as an operating expense
  • Obsolescence protection: Avoid the expense of replacing or disposing of obsolete equipment with certain lease structures
  • Flexible end of term options: Make the best decisions for your business; many leases have end of term purchase options
  • Getting approved is quick and easy: For requests up to $150,000, no financial disclosure is required and you’ll typically get a decision from our team within 4-6 hours

Business tools and calculators

Which is the better option, buying or leasing equipment?

Use our lease or buy calculator to help you determine the most cost-effective approach for your business equipment needs.

Take the next step toward better business banking

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whichever you prefer.

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Meet with a BMO Banker to talk about how we can help your business.