BMO Real Financial Progress Index
We’re here to help consumers make real financial progress. Each quarter, the BMO Real Financial Progress Index provides insight into how Americans are feeling about their financial progress, what they spend money on, sources of financial worry, what’s preventing them from reaching their financial goals, and more.
Real Financial Progress statistics
Learn how Americans like you are managing their personal finances.
46% feel they’re making real financial progress.
Boost your Financial Literacy Skills44% of Americans are saving for vacation.
Earn Rewards to Help Get Yours51% often spend more than they know they should.
Creating a Budget58% prioritize saving for retirement.
Retirement Planning96% of Americans say financial responsibility is ‘attractive’
Help manage your finances with BMO Total Look46% cite fear of unknown expenses as a top source of financial anxiety.
Building Emergency SavingsWe do this all the time!
Since 2018, BMO has provided relevant insights and helpful tips to navigate your financial progress.
Resolution: Spend Less
Get more insights from the BMO Financial Progress Index from December 2025
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