Gift Card
Please note that, as of January 1, 2023, BMO no longer offers BMO Mastercard® Gift Cardfootnote 1 for purchase. If you already have a BMO Mastercard® Gift Card, you can continue to use it.
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How our gift cards work
Rely on Zero Liability protection
Keep track of your spending
Want to know how much you have left to spend on your card? It’s simple to check your balance and transaction history.
No Monthly Service Charge
If the card hasn’t been used for 12 consecutive months, only a monthly inactivity fee of $3.00 is charged.
Widely accepted
Make purchases throughout the U.S. generally wherever Mastercard® debit cards are accepted. The card is easy to use and welcome at most merchants, retailers and restaurants.
BMO Mastercard Gift Card Cardholder Agreement opens in a new tab (PDF, 365KB)
Applies to gift cards sold on or after June 9, 2019.
Check your card balance
Already have a BMO Mastercard® Gift Card? To check your balance, call 1-800-650-0843 or go online. You just need your card number and security code.
Have questions?
Gift cards are not FDIC insured. Gift cards are issued by BMO Bank N.A. pursuant to a license issued by Mastercard International Incorporated.
- Footnote 1 details: Gift cards are not reloadable. $4 purchase fee per gift card. An inactivity fee of $3 per month after 12 consecutive months of inactivity.
- Footnote 2 details: Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get Mastercard Zero Liability Protection details .