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Gift Card

Please note that, as of January 1, 2023, BMO no longer offers BMO Mastercard® Gift Cardfootnote 1 for purchase. If you already have a BMO Mastercard® Gift Card, you can continue to use it.

The BMO Bank Mastercard gift card is the ideal gift for any occasion.

How our gift cards work

Rely on Zero Liability protection

Only pay for transactions you authorized with Mastercard® Zero Liability Protection Footnote 2.

Keep track of your spending

Want to know how much you have left to spend on your card? It’s simple to check your balance and transaction history.

No Monthly Service Charge

If the card hasn’t been used for 12 consecutive months, only a monthly inactivity fee of $3.00 is charged.

Widely accepted

Make purchases throughout the U.S. generally wherever Mastercard® debit cards are accepted. The card is easy to use and welcome at most merchants, retailers and restaurants.

Check your card balance

Already have a BMO Mastercard® Gift Card? To check your balance, call 1-800-650-0843 or go online. You just need your card number and security code.


Gift cards are not FDIC insured. Gift cards are issued by BMO Bank N.A. pursuant to a license issued by Mastercard International Incorporated.

  1. Footnote 1 details: Gift cards are not reloadable. $4 purchase fee per gift card. An inactivity fee of $3 per month after 12 consecutive months of inactivity.
  2. Footnote 2 details: Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get Mastercard Zero Liability Protection details .