Use my card
Make the most of your BMO credit card. Learn how to activate your card and manage it on the go with the BMO Digital Banking app. You can also let us know if you lose your card and breathe easy knowing that our security features will help keep you safe and protected.
Get started with your BMO credit card
Activate your card
To activate your credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on “Manage card” and “Activate your card”.
You can also call to activate. To activate your Platinum, Platinum Rewards and Cash Back card, call 1-855-825-9237. To activate your Premium Rewards or Premier Services Premium Rewards card, call 1-855-825-9238
Add an authorized user
Call 1-855-825-9237 to add an authorized user to your Platinum, Platinum Rewards or Cash Back card.
Call 1-855-825-9238 to add an authorized user to your Premium Rewards or Premier Services Premium Rewards card.
Bank anywhere
Get the mobile app in the App Store or Google Play Store and register for online banking.
Digital wallet
It’s easy to pay with your phone. Make mobile payments using your BMO Credit Card personal or business credit and debit cards.
Automatic payments
Stay on top of your bills with automatic payments. It’s fast, easy and secure.
Mastercard ID Theft Protectiontrademark™ Identity Monitoring- Mastercard ID Theft Protectiontrademark™ Resolution Services
- Mastercard Zero Liability footnote 1
Mastercard Identity Checktrademark™
Report a lost or stolen card
Personal credit card
For Platinum, Platinum Rewards and Cash Back cards
Call 1-855-825-9237 if you’re inside the U.S. or call or call 1-262-780-8658 if you’re outside the U.S.
For Premium Rewards or Premier Services Premium Rewards cards
Call 1-855-835-9238 if you’re inside the U.S or call 1-262-780-8685 if you’re outside the U.S.
Business credit card
For Business Platinum and Business Platinum Rewards cards
Call 1-855-825-9231 if you’re inside the U.S. or call 1-262-780-8660 if you’re outside of the U.S.
Lost or stolen credit card Frequently Asked Questions
If you’re not sure where your credit card is, give us a call. We’re happy to help you out.
For Platinum, Platinum Rewards and Cash Back cards
Call 1-855-825-9237 if your card has been stolen inside the U.S. or call 1-262-780-8658 if you’re outside the U.S. and your card has been stolen.
For Premium Rewards or Premier Services Premium Rewards cards
Call 1-855-835-9238 if your card has been stolen inside the U.S. or call 1-262-780-8685 if you’re outside the U.S. and your card has been stolen.
If your card has been stolen, give us a call as soon as you can.
For Platinum, Platinum Rewards and Cash Back cards
Call 1-855-825-9237 if your card has been stolen inside the U.S. or call 1-262-780-8658 if you’re outside the U.S. and your card has been stolen.
For Premium Rewards or Premier Services Premium Rewards cards
Call 1-855-835-9238 if your card has been stolen inside the U.S. or call 1-262-780-8685 if you’re outside the U.S. and your card has been stolen.
Let’s get you started! To activate your credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on “Manage card” and “Activate your card”.
You can also call to activate. To activate your Platinum, Platinum Rewards and Cash Back card, call 1-855-825-9237. To activate your Premium Rewards or Premier Services Premium Rewards card, call 1-855-825-9238.
Have questions? That’s what we’re here for
Let’s meet
Stop by your nearest branch to chat about credit card options.
Give us a call
Reach out any time with questions or if you’re ready to get started.
Get Started
Manage your payments and rewards
footnote 1 detail. Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Learn more about Mastercard Zero Liability.
Apple and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Play and Google Pay are trademarks of Google LLC.
Mastercard, the Mastercard Brand Mark, Mastercard® ID Theft Protection™, Mastercard Identity Check™, Mastercard Tap & Go® and the circles design are trademarks of Mastercard International Incorporated.
Authorized users are not able to enroll or activate their card in BMO Digital Banking. No other cardholders can activate an authorized user’s card in BMO Digital Banking.