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BMO Sail Canada MasterCard
The BMO Sail Canada MasterCard gets Canada sailing! Every time you use the card BMO Bank of Montreal will support Sail Canada’s teams and programs while giving you all the benefits of a BMO MasterCard. Sail Canada’s card….. looks great and gives back too!
Choose a reward program:
AIR MILES World
Good Choice
Not Ideal
No Fee AIR MILES

We’re making some changes to the BMO AIR MILES®† Mastercard®*.
Learn more

Limited time:
Get 950 AIR MILES
Bonus Miles
Good Choice
Not Ideal
CashBack World Earn CashBack faster
Good Choice
Not Ideal
No Fee CashBack Limited time:
Get up to
5% cash back in your
first 3 months‡‡
Good Choice
Not Ideal
Annual Income Requirement
Minimum $60,000 (individual) or $100,000 (household) income required
 
Minimum $60,000 (individual) or $100,000 (household) income required
 
Good Choice cards based on the income you provided (clear) click for more information
Features
1 AIR MILES Reward Mile for every $15 spent16B.
1 AIR MILES Reward Mile for every $20 spent16B & pay no annual fee8
1.25% CashBack - that's $1.25 CashBack for every $100 spent2B on the card
5% cash back on every purchase in your first 3 months‡‡ and pay no annual fee8
After your first 3 months, get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2B,2C,2D,2E
1.25x Reward Miles at Shell14, and 2x Reward Miles12A at National Car Rental & Alamo Rent A Car8
Get 2x the Miles for every $20 spent at participating AIR MILES Partners16C
3% CashBack at Shell20
Get up to 25% off at National and Alamo at participating locations25
Get up to 25% off at National and Alamo at participating locations25
Get up to 25% off at National and Alamo at participating locations25
Get up to 25% off at National and Alamo at participating locations25
Includes BMO World MasterCard Travel Protection22 and Concierge Service
Get 5x the Miles at Shell until December 31, 2020.* Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store. *
Includes BMO World MasterCard Travel Protection22 and Concierge Service
Add additional cardholders to your credit card account and earn even more AIR MILES8
Add additional cardholders to your credit card account and earn even more CashBack8
Get 5x the Miles at Shell until December 31, 2020.* Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store. *
Redeem your CashBack rewards your way!
Redeem your CashBack rewards your way!
Annual fee, interest rate & payment grace days
$99 annual fee8
No annual fee8
$79 annual fee8
No annual fee8
19.99% Purchases8
19.99% Purchases8
19.99% Purchases8
19.99% Purchases8
22.99% Cash Advances8
22.99% Cash Advances8
22.99% Cash Advances8
22.99% Cash Advances8
 
 
 
 
Annual Income Requirement:

$60,000 individual income or $100,000 household income

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)
  • Earn faster: 1 AIR MILES reward mile for every $15 spent in card purchases16B, EVERYWHERE.
  • Get 5x the Miles at Shell until December 31, 2020.* Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store. *
  • BMO World MasterCard Travel Protection22: Includes coverage for car rental collision damage, plus flight delay and baggage insurance
  • Free extended warranty and purchase protection40
  • Concierge Service, with 24-hour access to travel, dining, leisure and entertainment recommendations and reservations
  • Zero Liability: protects you from unauthorized use of your credit card30
  • Earn 1.25x reward miles at Shell®‡‡ locations in Canada14
  • Earn 2x reward miles12A and get up to 25% off at participating National Car Rental and Alamo Rent a Car locations25
  • $99/year annual fee8
  • 19.99% for Purchases8 and 22.99% for Cash Advances8
  • Add additional cardholders to your credit card account and earn even more AIR MILES8

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection, PowerSwitch

Cardholder Agreement
Terms & Conditions

back

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

Reward yourself. Start earning AIR MILES Reward Miles on your card purchases.

  • Limited time: Get 950 AIR MILES Bonus Miles when you spend $1,000 in the first 3 months
  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners 16C plus 1 Mile for every $20 spent everywhere else. 16B
  • Get 5x the Miles at Shell until December 31, 2020.* Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store. *
  • Earn more Miles at AIR MILES Partners: Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both.
  • Free extended warranty and purchase protection40
  • Zero Liability: protects you from unauthorized use of your credit card30
  • Get up to 25% off rentals at National Car Rental and Alamo Rent A Car at participating locations25
  • No annual fee8
  • 19.99% for Purchases8 and 22.99% for Cash Advances8

We’re making some changes to the BMO AIR MILES®† Mastercard®*.
Learn more


Important Information

Included features

Optional Features including Balance Insurance & Medical Protection, PowerSwitch

Cardholder Agreement
Terms & Conditions

back

Annual Income Requirement:

$60,000 individual income or $100,000 household income

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

Earn CashBack Faster. 1.25%. Plus get free help on the road.

  • An annual rebate to your credit card: $1.25 cash back for every $100 spent on your card2B
  • Free roadside assistance, including battery boosts, flat tire change, lock-out service and towing (a $69/year value19)
  • BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance22
  • Free extended warranty and purchase protection40
  • $79/year annual fee8
  • Concierge Service, with 24-hour access to travel, dining, leisure and entertainment recommendations and reservations
  • Zero Liability: protects you from unauthorized use of your credit card30
  • Get up to 25% off rentals25 at National Car Rental ®†† & Alamo Rent A Car ®** at participating locations
  • Worldwide acceptance at over 30 million locations
  • $79/year annual fee8
  • 19.99% for Purchases8 and 22.99% for Cash Advances8
  • Add additional cardholders to your credit card account and earn even more CashBack8
  • Redeem your CashBack rewards your way!

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection, PowerSwitch

Cardholder Agreement
Terms & Conditions

back

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

It's a win-win: Pay no annual fee and get cash back with every credit card purchase

  • Limited time: Get up to 5% cash back in your first 3 months‡‡
  • After your first 3 months, get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2B,2C,2D,2E
  • Free extended warranty and purchase protection40
  • Zero Liability: protects you from unauthorized use of your credit card30
  • Get up to 25% off rentals25 at National Car Rental®†† & Alamo Rent A Car®** at participating locations
  • Worldwide acceptance at over 30 million locations
  • No annual fee8, additional cards free
  • 19.99% for Purchases8 and 22.99% for Cash Advances8
  • Redeem your CashBack rewards your way!

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection, PowerSwitch

Cardholder Agreement
Terms & Conditions


back