BMO and CDCB are pleased to offer the Seniors Plan to members of the Defence Community.  Pay no transaction fees1 and no Banking Plan fee once you turn 55. After all, you've earned it.

If you are 55 and older, you'll recieve:  

  • Bank for FREE1
  • Unlimited transactions
  • 1 bonus non-BMO ATM transaction2                                             

Get great savings for your banking needs.  Simply choose the account(s) you want to open.

Chequing Account Savings Account

If you bank a lot, this plan covers all the monthly transactions you make online, by phone, at BMO ATMs or in branch.

Earn interest on every dollar every day and access your money anytime

As a valued Defence Community member, BMO is pleased to offer you discounted banking.


Need more information on your account?


Primary Chequing Account
The Primary Chequing Account is best for your day-to-day use. Take care of your deposits, withdrawals, bill payments, transfers and account inquiries.


Premium Rate Savings Account
This account gives you the convenience to spend and save. Similar to the Primary Chequing Account, this savings account gives you flexibility to access your cash and make deposits, withdrawals, transfers and account inquiries. Plus, you earn interest on the money you save.

 

Need more information on your Performance Plan option?

  • Bank for FREE1
  • Unlimited transactions
  • 2 non-BMO ATM debit transactions on the Interac®* network/month2
  • Personalized cheques (style limited)
  • 1 free statement or passbook per month
  • Cheque image return3
  • Assisted-service bill payments
  • Unlimited account history inquiries
  • Money orders and drafts (in available currencies)
  • Certified cheques and stop payments
  • Deposit post-dated items at no charge
  • $5.00 Safety deposit box discount and /or account history inquiries
  • Certificate of confirmation of balance

To qualify for the CDCB Senior Plan and CDCB Senior Plan with AIR MILES®†:

  • You must be 55 or older
  • Performance Plan members will automatically be switched to the CDCB Senior Plan at age 55
  • Performance Plan members must contact BMO Bank of Montreal to enrol in the Senior Plan with AIR MILES
  • Premium Plan members must contact BMO Bank of Montreal to enrol in the Senior Plan or Senior Plan with AIR MILES as you will not automatically be switched into the CDCB Seniors Plan until age 60 at which time, the value of the Senior Plan will be applied as a discount towards the monthly Premium Plan fee
  • The discount is not applied if the monthly plan fee is waived for other reasons

Terms & Conditions