BMO AIR MILES®† No-Fee Business Mastercard®*
Get rewarded for your everyday purchases. Earn Reward Miles on all your spending, plus pay no annual fee.
- 3,000 Bonus Miles when you spend $3,000 in first 3 months
- 1,000 Bonus Miles when you spend $6,000 in first 6 months
- 1,000 Bonus Miles when you spend $15,000 in first 12 months
Get even more perks with your business card
- Get up to 22 additional cards so employees can make purchases on behalf of your business and help you earn points faster.5
- Get up to 7 cents off per litre on all your Shellfootnote®± fuel – just for being a BMO cardholder.7
- Redeem your Miles for travel, office supplies, events, attractions or AIR MILES cash rewards.8
- Get automatic rebates of 1%-25%9 when you shop at qualifying merchants with Mastercard Easy Savings.TM*
- Enjoy 90-day purchase protection and an extended warranty protection of up to one additional year on items you charge to your card.10
Calculate your AIR MILES
Welcome Offer: Get 1,000 AIR MILES when you spend $3,000 in the first 3 months
Estimate your monthly spending
Gas (earn 1.25x the Miles for every $20 spent at participating Shellfootnote®± stations):
Slider increases or decreases the dollar amount based on the direction it is moved in
All other eligible purchases (earn 1 Mile for every $20 spent):
Slider increases or decreases the dollar amount based on the direction it is moved in
Your first-year AIR MILES total:
N/A
Use of the AIR MILES Reward Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at
Shellfootnote®±. Values displayed as of May 2, 2021. Flights shown are during low season and subject to availability. Taxes and fees are extra and must be paid using a credit card.
Estimated yearly rewards
Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.
Personal Care
You could use 510 Miles for Personal Care.
Sole proprietorship
Here’s what you’ll need:
- Personal identification (like a driver’s license or a passport)
- If you’re using a registered Trade Name, you’ll also need:
- Trade Name Registration
- Master Business License
Corporation
Here’s what you’ll need:
Partnership
Here’s what you’ll need:
Unincorporated association
Here’s what you’ll need:
BMO No-Fee AIR MILES Business Mastercard Frequently asked questions
We’ve got all your banking needs covered
Loans and lines of credit to grow your business
Pair it with a personal credit card
Take the next step toward better business banking
Apply online
Visit us
- Committed to your business brochureFind out how we are committed to you, our business customer.
- Benefits guideDiscover all the features and perks of your new credit card.
- BMO Mastercard Cardholder AgreementGet all the details about the benefits that come with your card as well as your rights and responsibilities as a BMO Mastercard cardholder.
- Insurance Product Summary (For Quebec Residents)Summary of the benefits, and key terms and conditions of the insurance that comes with your card.
- Purchase Protection and Extended WarrantyThis guide outlines the terms and conditions governing the insurance that comes with your card.
- AIR MILES Reward Miles Terms and ConditionsThis guide outlines in detail terms and conditions governing your BMO AIR MILES Mastercard rewards. Check the Table of Contents to find the AIR MILES Reward Miles section.
