BMO AIR MILES®† World Elite®* Business Mastercard®*
Make the most of your business expenses and maximize Miles earned. Reward yourself with business travel, a big purchase and more.
- Get 1 Mile for every $12 you spend1

- 5,000 Bonus Miles when you spend $5,000 in first 3 months
- 5,000 Bonus Miles when you spend $10,000 in first 6 months
- 5,000 Bonus Miles when you spend $45,000 in first 12 months
Get even more perks with your business card
- Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn Miles faster.2,4
- Redeem Miles for travel, office supplies, events, attractions or AIR MILES cash rewards.6
- Get up to 7 cents off per litre on all your Shellfootnote®± fuel – just for being a BMO cardholder.7
- Enjoy Airport Lounge Access with complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit. Registration is required. Visit mastercardtravelpass.dragonpass.com or use the Mastercard Travel Pass mobile application to register.8
- Get automatic rebates of 1%-25%9 when you shop at qualifying merchants with Mastercard Easy SavingsTM*
- Enjoy Travel Protection when you use your Mastercard to book travel arrangements. Coverage includes Out of Province / Country Emergency Medical for trips up to 15 days, car rental collision damage waiver, trip cancellation / trip interruption, baggage delay, and more.10 Download our travel protection certificate of insurance.
- Enjoy 90-day purchase protection and extended warranty protection of up to one year on most items you charge to the card.11
Calculate your AIR MILES
Enter how much you think you’ll spend each month on your business credit card to calculate your AIR MILES. Plus, get a welcome offer of 3,000 AIR MILES when you spend $5,000 in the first 3 months.
Estimate your monthly spending
Earn 1 Mile for every $12 spent:
Slider increases or decreases the dollar amount based on the direction it is moved in
Participating AIR MILES partners (earn 4x the Miles):
Slider increases or decreases the dollar amount based on the direction it is moved in
Your first-year AIR MILES total:
N/A
Use of the AIR MILES Reward Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Partners. Values displayed as of May 2, 2021. Flights shown are during low season and subject to availability. Taxes and fees are extra and must be paid using a credit card.
Estimated yearly rewards
Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.

Sports Memorabilia
You could use 2,500 Miles for Sports Memorabilia.
Minimum of $80,000 (personal) or $150,000 (household) or $250,000 (business revenue) or $400,000 (Assets Under Management).

Access on-demand health care any time you need it
Maple makes it easy to get the care you need, when you need it.
Get five free virtual care visits on Maple shared by you and your family members12,13
Manage your health and wellbeing with round-the-clock access to virtual care12
Get support from Canadian-licensed primary care provider
Signing up is simple – you’ll receive a registration email from Maple within two weeks of receiving your credit card
Sole proprietorship
Here’s what you’ll need:
- Personal identification (like a driver’s license or a passport)
- If you’re using a registered Trade Name, you’ll also need:
- Trade Name Registration
- Master Business License
Corporation
Here’s what you’ll need:
Partnership
Here’s what you’ll need:
Unincorporated association
Here’s what you’ll need:
BMO AIR MILES World Elite Business Mastercard FAQs
We’ve got all your banking needs covered
Loans and lines of credit to grow your business
Pair it with a personal credit card
Take the next step toward better business banking
Apply online
Visit us
- Committed to your business brochureFind out how we are committed to you, our business customer.
- Benefits guideDiscover all the features and perks of your new credit card.
- BMO Mastercard Cardholder AgreementGet all the details about the benefits that come with your card as well as your rights and responsibilities as a BMO Mastercard cardholder.
- Insurance Product Summary (For Quebec Residents)Summary of the benefits, and key terms and conditions of the insurance that comes with your card.
- Certificate of InsuranceDetailed description of insurance benefits, terms and conditions that come with your card.
- AIR MILES Reward Miles Terms and ConditionsThis guide outlines in detail terms and conditions governing your BMO AIR MILES Mastercard rewards. Check the Table of Contents to find the AIR MILES Reward Miles section.