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BMO AIR MILES®† World Elite®* Business Mastercard®*

Make the most of your business expenses and maximize Miles earned. Reward yourself with business travel, a big purchase and more.

  • Get 1 Mile for every $12 you spend1
  • Get 4x the Miles when you use your card at participating AIR MILES partners1
The B M O CashBack Business Mastercard
Welcome offer:
Get over $1,800 in value with the with the BMO AIR MILES®† World Elite®* Business Mastercard®*2
  • 5,000 Bonus Miles when you spend $5,000 in first 3 months
  • 5,000 Bonus Miles when you spend $10,000 in first 6 months
  • 5,000 Bonus Miles when you spend $45,000 in first 12 months
That's up to 15,000 Bonus Miles. That's our biggest AIR MILES® credit card offer ever!2
Welcome offer:
Get over $1,000 in value.2
This includes up to 3,000 AIR MILES bonus miles in the first three months (that’s $315 in value).
2
The B M O Air Miles World Elite Business Mastercard

Here’s how your first year value adds up

  • Welcome bonus

    Up to $315 in value (3,000 AIR MILES bonus miles) when you spend $5,000 in the first three months2
  • Premium benefits

    $613 in value from your premium benefits
    • Airport lounge access with free annual membership to Mastercard Travel Pass provided by DragonPass. As a member enjoy access for a fee of just US$32 per person8
    • Five free virtual care visits with a registered Canadian Doctor whenever you need with Maple12
  • Annual fee waiver

    Plus, your $149 annual fee is waived in the first year2

Your rates at a glance

Annual fee$149
waived in the first year2
Interest on purchases20.99%3
Interest on cash advances23.99%3

Get even more perks with your business card

  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn Miles faster.2,4
  • Get protection against employee card abuse with our Liability Waiver Program.5
  • Redeem Miles for travel, office supplies, events, attractions or AIR MILES cash rewards.6
  • Get up to 7 cents off per litre on all your Shellfootnote®± fuel – just for being a BMO cardholder.7
  • Enjoy Airport Lounge Access with complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit. Registration is required. Visit mastercardtravelpass.dragonpass.com or use the Mastercard Travel Pass mobile application to register.8
  • Get automatic rebates of 1%-25%9 when you shop at qualifying merchants with Mastercard Easy SavingsTM*
  • Enjoy Travel Protection when you use your Mastercard to book travel arrangements. Coverage includes Out of Province / Country Emergency Medical for trips up to 15 days, car rental collision damage waiver, trip cancellation / trip interruption, baggage delay, and more.10 Download our travel protection certificate of insurance.
  • Enjoy 90-day purchase protection and extended warranty protection of up to one year on most items you charge to the card.11

Calculate your AIR MILES

Enter how much you think you’ll spend each month on your business credit card to calculate your AIR MILES. Plus, get a welcome offer of 3,000 AIR MILES when you spend $5,000 in the first 3 months.

Estimate your monthly spending

Earn 1 Mile for every $12 spent:

Slider increases or decreases the dollar amount based on the direction it is moved in

$1,000$0$5,000

Participating AIR MILES partners (earn 4x the Miles):

Slider increases or decreases the dollar amount based on the direction it is moved in

$1,000$0$5,000

Your first-year AIR MILES total:

N/A

Use of the AIR MILES Reward Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Partners. Values displayed as of May 2, 2021. Flights shown are during low season and subject to availability. Taxes and fees are extra and must be paid using a credit card.

Estimated yearly rewards

Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.

Sports Memorabilia

You could use 2,500 Miles for Sports Memorabilia.

Apply now

Minimum of $80,000 (personal) or $150,000 (household) or $250,000 (business revenue) or $400,000 (Assets Under Management).

Maple Health logo

Access on-demand health care any time you need it

Get virtual care and connect online with Canadian-licensed primary care provider 24-hours a day, seven days a week, within minutes.12

Maple makes it easy to get the care you need, when you need it.

  • Get five free virtual care visits on Maple shared by you and your family members12,13

  • Manage your health and wellbeing with round-the-clock access to virtual care12

  • Get support from Canadian-licensed primary care provider

  • Signing up is simple – you’ll receive a registration email from Maple within two weeks of receiving your credit card

Sole proprietorship

Here’s what you’ll need:

  • Personal identification (like a driver’s license or a passport)
  • If you’re using a registered Trade Name, you’ll also need:
  • Trade Name Registration
  • Master Business License

Corporation

Here’s what you’ll need:

Partnership

Here’s what you’ll need:

Unincorporated association

Here’s what you’ll need:

BMO AIR MILES World Elite Business Mastercard FAQs

We’ve got all your banking needs covered

Loans and lines of credit to grow your business

We offer low rates and flexible lending options so you can get the funding you need to take your business to the next level.

Pair it with a personal credit card

Our personal credit cards come with great benefits and rewards, and help you keep your personal and business finances separate.
The B M O Cashback Mastercard

Take the next step toward better business banking

Give us a call

Call us to apply for a credit card or ask questions.

Apply online

Get approved for a new card online in minutes.

Visit us

Make an appointment at your nearest branch to discuss your business needs.