Cash Back Credit Cards


BMO CashBack Mastercard

BMO CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer: Get 5% cash back in your first 3 months.1

  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.8

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • No Annual Fee Credit Card.4

  • Enjoy the most cash back on groceries in Canada without paying an annual fee.†

Annual fee4
$0
Purchases4
21.99%
Cash advances4
23.99%
(21.99% for Quebec residents)4
BMO CashBack World Elite Mastercard

BMO CashBack® World Elite®* Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, the $120 annual fee is waived in the first year.5

  • Earn 5% cash back on groceries9,
    4% on transit11, 3% on gas12, 2% on recurring bill payments13 and 1% unlimited cash back on all other purchases.2a

  • Get the highest cash back earn rate on groceries in Canada10 and redeem your cash back any time and for as little as $1.

  • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®††, and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.3

  • Complimentary Roadside Assistance Program.7

Annual fee4
$120
Purchases4
21.99%
Cash advances4
23.99%
(21.99% for Quebec residents)4
Minimum $80,000 (individual) or $150,000 (household) annual income required.

Enjoy more credit card benefits and earn extra rewards



Important Information on Rates and Fees

Terms & Conditions