*{
	padding:0;
	margin:0;	
}

body{
	font:12px/14px Arial, Helvetica, sans-serif;
	color:#333;
	background-color:#0079C1;
	cursor:default;
	line-height:16px;
}

a,input{
	outline:none;	
}

a img{
	border:none;	
}

a{
	text-decoration:none;
	color:#0079C1;
}

.left{
	float:left;	
}

.right{
	float:right;	
}

.clear{
	clear:both;
}

#wrap-one,#header,#footer{
	width:800px;
	margin:0 auto;
}

#header{
	height:76px;
	padding:0px 11px;
	background:url(../images/main-bg-top.gif) no-repeat left bottom;
}

#logo-box{
	position:relative;
	top:7px;
}

#wrap-one{
	padding:0px 11px;
	background:#FFF url(../images/main-bg-mid.gif) repeat-y left top;
}

h1.main-heading{
	background:url(../images/main-heading.jpg) no-repeat left top;
	text-indent:-5000px;
	width:800px;
	height:41px;
}

.fr h1.main-heading{
	background:url(../images/main-heading-fr.jpg) no-repeat left top;
}

h2.sub-heading{
	background:url(../images/sub-heading.jpg) no-repeat left top;
	text-indent:-5000px;
	width:800px;
	height:72px;
}

.fr h2.sub-heading{
	background:url(../images/sub-heading-fr.jpg) no-repeat left top;
	height:71px;
}

#mid-section{
	background:url(../images/mid-bg-tile.gif) repeat-y left top;
}

.pdf-wrap{
	padding-top:10px;
}

.pdf-wrap div{
	background:url(../images/pdf-icon.jpg) no-repeat left center;
	padding-left:38px;
}

.pdf-wrap a{
	line-height:30px;
}

.divider{
	height:4px;
	background:url(../images/divider.gif) no-repeat left top;
}

.lower-divider{
	height:43px;
	margin-top:15px;
	background:url(../images/lower-divider.jpg)	no-repeat left top;
}

h4.lower-sub-heading{
	text-indent:-5000px;
	background:url(../images/lower-sub-heading.jpg) no-repeat left top;
	height:51px;
}

.fr h4.lower-sub-heading{
	background:url(../images/lower-sub-heading-fr.jpg) no-repeat left top;
	height:64px;
}

#footer{
	background:url(../images/main-bg-btm.gif) no-repeat left top;
	padding:0px 11px 0px;
}

p.disclaimer{
	font-size:10px;
	padding-top:10px;
	color:#FFF;
}

ul.menu-links{
	list-style:none;
}

ul.menu-links li{
	float:left;
	color:#FFF;	
}

ul.menu-links li a{
	color:#FFF;
	text-decoration:none;
}

ul.top-menu{
	padding-top:33px;
	position:relative;
	left:-5px;
}

ul.btm-menu{
	padding-top:20px;
}

#cta-round-btm{
	height:98px;
	padding-top:20px;
	background:url(../images/cta-rounded-btm.jpg) no-repeat left top;
}

.fr #cta-round-btm{
	background:url(../images/cta-rounded-btm-fr.jpg) no-repeat left top;
	height:148px;
}

#cta-round-btm p{
	text-align:center;	
}

#page-btm{
	height:73px;
	background:url(../images/page-btm.jpg) no-repeat left top;
}

#page-btm p{
	font-size:10px;
	text-align:center;
	padding-top:12px;
	padding-left: 25px;
}

.fr #page-btm p{
	line-height:10px;
	text-align:left;
	padding:3px 15px 0px;
}

.blue-text{
	color:#0079C1;
	padding:5px 52px 12px;
}

.contact-line{
	padding:10px 0px 5px;
}

.blue-phone{
	color:#0079C1;
}

.contact-line a{
	text-decoration:underline;
	color:#003366;
}

#top-inner-wrapper{
	background:url(../images/woman-on-phone.jpg) no-repeat right top;
	height:200px;
	padding:25px 300px 15px 25px;
	margin:0px 10px;
}

#top-inner-wrapper ul{
	padding:18px 0px 18px 30px;
}