adviceDirect
An investing platform that combines online investing with personalized advice and support. Start investing today with a minimum balance of $10,000.
Get 15-185 trades annually based on the total assets in your account- Identify new investment opportunities with exclusive access to buy & sell recommendations
- 24/7 portfolio monitoring & dedicated advisor support at your fingertips
- Personalized trading advice, real-time alerts, and ESG insights
Special Offer:
Get up to $3,500 cash back.*
How adviceDirect works for you
Research & Insights
Get industry-leading research, Environmental, Social, and Governance insights, and advanced investment tools to help identify risks and opportunities.
Personalized advice
Built-in buy/sell recommendations and guidance tailored to your investment style, and objectives.
Dedicated Advisor Support
Our licensed advisors are a phone call away to help you with tactical and strategic investing decisions.
Complimentary Trades
Get 15–185 trades annually† to help you realize your investment strategy.
Your expertise, our advice.
adviceDirect gives you the power, with everything in one place to help you take charge of your investments. Get unbiased recommendations, continuous monitoring of your portfolio and personalized support from licensed advisors, all so you can trade with confidence.
Discover how adviceDirect can work for you.
What adviceDirect costs
Only adviceDirect offers the custom advice of a financial advisor, at a fraction of the cost. Your all-inclusive fee contains tools, research, recommendations and a number of included trades and support from our team of advisors.
- 0.75%: For all assets between $10,000 and $500,000.
- $3,750 maximum fee: When you invest $500,000+or more. The more assets you have, the lower your average fee.
Note: A minimum balance of $10,000 is required to open an account. All fees are calculated on an annual basis.
Invest on the go with the new BMO Invest App
- Easy access to online investing with personalized advice, buy/sell recommendations, 24/7 portfolio monitoring for smarter investing decisions
- Monitor your investments using the MyAdvice tool based on asset allocation, diversification, ratings, and risk
- Log-in to your adviceDirect account on the move and start trading now
Note: The BMO Invest app is designed for mobile phones. For the best BMO InvestorLine experience on tablets please use the latest version of your web browser. Supported browsers include Chrome, Edge, Firefox and Safari.
Compare your adviceDirect options
Find your match, based on your investment preferences. Choose an adviceDirect account or opt for more personalized financial planning with adviceDirect Premium. Wondering if adviceDirect is right for you? Open a free adviceDirect Preview account to sample some of its functionalities.
adviceDirect PreviewSample adviceDirect for free No funding required | adviceDirectTrade online with expert advice $10,000 minimum account size | adviceDirect PremiumadviceDirect + dedicated advisor and financial planning $500,000 minimum account size | |
|---|---|---|---|
Research and securities ratings | available with(Limited functionality) | available | available |
Trade ideas | available with(Limited functionality) | available | available |
Watchlists | available with(Limited functionality) | available | available |
Portfolio evaluation | available with(Limited functionality) | available with(MyAdvice) | available with(MyAdvice) |
Online Trading | not available | available | available |
Get 15–185 trades annually footnote dagger | not available | available | available |
Trade recommendations & data-driven insights | not available | available | available |
Environmental, Social, and Governance ratings and analysis | not available | available | available |
Personalized advice with adviceDirect advisors | not available | available | available |
Dedicated one-to-one adviceDirect advisor relationship | not available | not available | available |
Access to financial planning | not available | not available | available |
Accounts available with adviceDirect
These accounts are registered with the federal government and offer you certain tax incentives. Registered accounts can help with retirement investing, saving for education or a large purchase, and more.
Great for: Investing in the future while getting tax incentives.
Investment types available with adviceDirect
Stocks are easily tradeable units of ownership in a publicly traded company. Get access to stock trading on the major North American exchanges, including the Toronto Stock Exchange (TSX), the New York Stock Exchange (NYSE) and NASDAQ.
Exchange traded funds (ETFs) are a combination of equities, fixed income and other assets. They can be traded just like stocks, and come with typically low management fees.
Canadian Depositary Receipts allow investors to invest in global companies that are listed on foreign exchanges. CDRs are listed on a Canadian exchange and priced in Canadian dollars.
A mutual fund pools your money with other investors to buy a portfolio of investments overseen by a portfolio manager. They are easy to purchase with low investment amounts.
A guaranteed investment certificate (GIC) is a secure investment that guarantee 100% of your principal, meaning your initial investment is safe, no matter what the market does.
Bonds are fixed-income contracts that function like loan agreements between investors and borrowers.
InvestorLine adviceDirect frequently asked questions
adviceDirect is for you if you want investment advice and want to make your own final decisions. It might not be for you if you're an active trader, day trader or you use other frequent trading strategies.
Not sure if adviceDirect is right for you?
We’ve got other online investing options.
InvestorLine Self-Directed
Online trading
You've got this! Take control of your investments, from research and trading to tracking your portfolio's progress.
InvestorLine adviceDirect
Online trading with advice
You're in charge of trading. We'll provide personalized advice support from registered investment advisors, but you make the decisions.
BMO SmartFolio
Online portfolio management
Get matched with a portfolio based on your goals and we'll take care of the day-to-day investment management.
Have questions? That’s what we’re here for.
Call us
Connect with an Investment Advisor for account-related questions from Monday to Friday 8 a.m. to 6 p.m. ET.
1-844-274-3762 North America (Toll-free)
1-416-355-8366 International (Collect call)
Let us contact you
Have one of our Specialists contact you to discuss your needs.
