SmartFolio

SmartFolio will charge you an advisory fee on a quarterly basis. Your average annual rate will actually decrease as the assets in your accounts increase – the more you invest, the lower your fees. Learn more about our fees here.

When you sign up for SmartFolio, we’ll ask you a few questions to get to know you, your goals and your risk tolerance. We’ll use this information to match you with a model portfolio for you to review. One of our SmartFolio representatives will review your application to make sure you’re aligned with our plan. Still have questions? Here’s how SmartFolio works.

We understand that, over time, your needs and goals are going to change. Just keep us informed of any big changes that might affect your risk tolerance or your goals, and we’ll make sure your portfolio stays in line with your objectives.

Absolutely! It’s easy to set up pre-authorized contributions from your BMO bank account from the SmartFolio platform.

If you prefer, you can fill out a Pre-Authorized Contribution form to set up weekly, bi-monthly or monthly contributions for any Canadian Financial institution.

We ask that all investments are transferred in cash, which we’ll promptly invest to match your model portfolio. We don’t allow for non-model portfolio holdings to be purchased within your SmartFolio account, but we do have many great offerings that can allow you to transfer your alternative holdings.