BMO Travel Insurance Plans
Travelling can be expensive enough on its own, however a medical emergency could cost you much more! Help protect yourself in case of a medical emergency, travel delays/cancellations – or if you arrive and your bags don't!
Compare our Plans
Whether you’re a frequent traveller, or want to help protect that dream vacation, BMO Travel Insurance has the right plan for you.
Multi-Trip Travel Plans
Travelling more than once this year? Multi-trip plans are cost effective and convenient.
Coverage Includes1,2,3 | Multi-Trip Medical | Multi-Trip Premium |
---|---|---|
Out-of-Province/ Country Emergency Medical | ||
Trip Cancellation |
| |
Trip Interruption and Delay | ||
Flight Delay | ||
Baggage and Personal Effects | ||
24/7 Trip Assistance | ||
Unlimited Number of Trips per year3 |
Single Trip Travel Plans
Are you an occasional traveler looking to protect a single trip? These plans could be a cost-effective option for you and your family.
Coverage Includes1,2,3 | Single Trip Medical | Single Trip Premium | Single Trip - Trip Protection Plan |
---|---|---|---|
Out-of-Province/ Country Emergency Medical | |||
Trip Cancellation | |||
Trip Interruption and Delay | |||
Flight Delay | |||
Baggage and Personal Effects | |||
24/7 Trip Assistance | |||
Unlimited Number of Trips per year3 |
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Plan details
Multi-Trip Premium Travel Plan
If you’re a frequent traveller looking for comprehensive protection, this plan may be for you! This cost-effective plan option can be more affordable than purchasing two equivalent single trip plans, all in a time saving bundle that includes our complete list of available benefits. Plus, when you purchase a family plan, coverage includes all dependent children at no additional cost.
- BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
- If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
- Covers up to a maximum of $5 million for unexpected medical emergencies while travelling out-of-province/country
- Trip Assistance
- Unlimited trips within one year, with day limit options of 10 and 23 days per trip
- Unexpected trip interruption, trip cancellation, flight delays and baggage expenses
- Emergency hospital, ambulance and medical expenses
- Private duty nursing
- Emergency air transportation or evacuation
- Other professional services
- Emergency dental expenses
All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.
*Premiums must be paid before the day you leave on your first trip.
This information is only a summary. For full details, see the Certificate of Insurance.
Multi-Trip Medical Travel Plan
If you’re a frequent traveller who wants to protect themselves from potential costly emergency medical bills while away, then this annual plan could be more cost-effective than buying a single plan each time you travel. Plus, when you purchase a family plan, coverage includes all dependent children at no additional cost with an unlimited number of trips taken outside of your out-of-province/country, up to your chosen maximum trip duration, for one year.
- BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
- If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
- Covers up to $5 million per insured person for medical emergencies while travelling out-of-province/country
- Trip Assistance
- Unlimited trips within one year, with day limit options of 4, 10 and 23 days per trip
- Emergency hospital, ambulance and medical expenses
- Private duty nursing
- Emergency air transportation or evacuation
- Other professional services
- Emergency dental expenses
All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.
*Premiums must be paid before the day you leave on your first trip.
This information is only a summary. For full details, see the Certificate of Insurance.
Single Trip Premium Travel Plan
Travelling with the ones you love and enjoying new experiences is what it's all about. Help protect your hard-earned trip with our comprehensive travel coverage, together in one easy-to-buy bundle.
- BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
- If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
- Covers up to a maximum of $5 million for medical emergencies while travelling out-of-province/country
- Trip Assistance
- Unexpected trip interruption, trip cancellation, flight delays and baggage expenses
- Emergency hospital, ambulance and medical expenses
- Private duty nursing
- Emergency air transportation or evacuation
- Other professional services
- Emergency dental expenses
All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.
*Premiums must be paid before the day you leave on your trip.
This information is only a summary. For full details, see the Certificate of Insurance.
Single Trip Medical Travel Plan
Eventually, we all need a break — a chance to treat ourselves to a relaxing getaway or some retail therapy across the border. Travelling isn't always perfect and costs for emergency room visits or hospital stays, can really add up. The Single Trip Medical Plan provides coverage if you are an occasional traveller looking to apply for insurance for a single trip. Family coverage is also available.
- BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
- If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
- Covers up to $5 million per insured person for unexpected medical emergencies while travelling out-of-province/country
- Trip Assistance
- Emergency hospital, ambulance and medical expenses
- Private duty nursing
- Emergency air transportation or evacuation
- Other professional services
- Emergency dental expenses
All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.
*Premiums must be paid before the day you leave on your trip.
This information is only a summary. For full details, see the Certificate of Insurance.
Trip Protection Plan
Travelling doesn’t always go smoothy and costs for trip delays and lost baggage can really add up. Take comfort knowing that if things don't go as planned, including if you need to cancel your trip before departure due to a covered reason, you've got the right coverage in place.
- BMO Financial Group customers who are Canadian residents*
- Unexpected trip interruptions/delays, trip cancellations, flight delays, baggage, and personal effects expenses
- Trip Assistance
All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.
*Premiums must be paid before the day you leave on your trip.
This information is only a summary. For full details, see the Certificate of Insurance.