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BMO Travel Insurance Plans

 

Travelling can be expensive enough on its own, however a medical emergency could cost you much more! Help protect yourself in case of a medical emergency, travel delays/cancellations – or if you arrive and your bags don't!

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Call 1-800-661-9060

Compare our Plans

Whether you’re a frequent traveller, or want to help protect that dream vacation, BMO Travel Insurance has the right plan for you.

Multi-Trip Travel Plans

Travelling more than once this year? Multi-trip plans are cost effective and convenient.

Coverage Includes1,2,3

Multi-Trip Medical

Multi-Trip Premium

Out-of-Province/ Country Emergency Medical

Trip Cancellation

 

Trip Interruption and Delay

 

Flight Delay

 

Baggage and Personal

Effects
 

24/7 Trip Assistance

Unlimited Number of Trips

per year3

 

Single Trip Travel Plans

Are you an occasional traveler looking to protect a single trip? These plans could be a cost-effective option for you and your family.

Coverage Includes1,2,3

Single Trip Medical

Single Trip Premium

Single Trip - Trip Protection Plan

Out-of-Province/ Country Emergency Medical

 

Trip Cancellation

 

Trip Interruption and Delay

 

Flight Delay

 

Baggage and Personal

Effects

 

24/7 Trip Assistance

Unlimited Number of Trips

per year3
 
 
 

Ready to Choose a Plan?

Get a quote and buy online in minutes or talk to a travel insurance expert.

Plan details

Multi-Trip Premium Travel Plan

  • If you’re a frequent traveller looking for comprehensive protection, this plan may be for you! This cost-effective plan option can be more affordable than purchasing two equivalent single trip plans, all in a time saving bundle that includes our complete list of available benefits. Plus, when you purchase a family plan, coverage includes all dependent children at no additional cost.

    Check my Price

    • BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
    • If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
    • Covers up to a maximum of $5 million for unexpected medical emergencies while travelling out-of-province/country
    • Trip Assistance
    • Unlimited trips within one year, with day limit options of 10 and 23 days per trip
    • Unexpected trip interruption, trip cancellation, flight delays and baggage expenses
    • Emergency hospital, ambulance and medical expenses
    • Private duty nursing
    • Emergency air transportation or evacuation
    • Other professional services
    • Emergency dental expenses

    All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance

Multi-Trip Medical Travel Plan

  • If you’re a frequent traveller who wants to protect themselves from potential costly emergency medical bills while away, then this annual plan could be more cost-effective than buying a single plan each time you travel. Plus, when you purchase a family plan, coverage includes all dependent children at no additional cost with an unlimited number of trips taken outside of your out-of-province/country, up to your chosen maximum trip duration, for one year.

    Check my Price

    • BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
    • If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
    • Covers up to $5 million per insured person for medical emergencies while travelling out-of-province/country
    • Trip Assistance
    • Unlimited trips within one year, with day limit options of 4, 10 and 23 days per trip
    • Emergency hospital, ambulance and medical expenses
    • Private duty nursing
    • Emergency air transportation or evacuation
    • Other professional services
    • Emergency dental expenses

    All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance

Single Trip Premium Travel Plan

  • Travelling with the ones you love and enjoying new experiences is what it's all about. Help protect your hard-earned trip with our comprehensive travel coverage, together in one easy-to-buy bundle.

    Check my Price

    • BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
    • If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
    • Covers up to a maximum of $5 million for medical emergencies while travelling out-of-province/country
    • Trip Assistance
    • Unexpected trip interruption, trip cancellation, flight delays and baggage expenses
    • Emergency hospital, ambulance and medical expenses
    • Private duty nursing
    • Emergency air transportation or evacuation
    • Other professional services
    • Emergency dental expenses

    All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance

Single Trip Medical Travel Plan

  • Eventually, we all need a break — a chance to treat ourselves to a relaxing getaway or some retail therapy across the border. Travelling isn't always perfect and costs for emergency room visits or hospital stays, can really add up. The Single Trip Medical Plan provides coverage if you are an occasional traveller looking to apply for insurance for a single trip. Family coverage is also available.

    Check my Price

    • BMO Financial Group customers who are Canadian residents under age 75 and covered by a Canadian government health insurance plan*, and
    • If you are 60 years of age or older, you will need to complete a medical questionnaire and qualify
    • Covers up to $5 million per insured person for unexpected medical emergencies while travelling out-of-province/country
    • Trip Assistance
    • Emergency hospital, ambulance and medical expenses
    • Private duty nursing
    • Emergency air transportation or evacuation
    • Other professional services
    • Emergency dental expenses

    All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance.

Trip Protection Plan

  • Travelling doesn’t always go smoothy and costs for trip delays and lost baggage can really add up. Take comfort knowing that if things don't go as planned, including if you need to cancel your trip before departure due to a covered reason, you've got the right coverage in place.

    Check my Price

    • BMO Financial Group customers who are Canadian residents*
    • Unexpected trip interruptions/delays, trip cancellations, flight delays, baggage, and personal effects expenses
    • Trip Assistance

    All insurance products have limitations and exclusions you should understand. For full details, see the Certificate of Insurance

Quick Information and Resources

  • Making a claim
  •  FAQs
  • Coverage Information (Certificates of Insurance)