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Investment Tools & Calculators

Unlock financial clarity with BMO’s calculators

Take control of your financial future with these easy-to-use calculators. Whether you’re assessing your net worth, planning for retirement, or exploring investment choices, our tools provide helpful insights and guidance for your goals. 

Simplify your financial planning

Discover the right calculator for every financial goal, from savings to retirement planning.

  • See how much you can save tax-free with your TFSA.

    • Estimate potential savings over time.
    • Compare your TFSA to taxable accounts.
    • Plan for your financial future.

  • Get a head start on your child's future or a goal of your own.

    • Plan for your child's education costs in advance.
    • Learn about how government grants and other programs can help you.
    • Your earnings are tax-sheltered and can be used for various education costs.

     

  • Plan and navigate your first home saving journey with ease.

    • Explore how different contribution amounts impact on your goal.
    • Tailor scenarios to optimize your home-buying plan.
    • Compare your FHSA savings with a taxable account.

  • Discover the interest you will receive from different GICs.

    • See the growth of your investment.

    • Explore different scenarios to see what makes sense for your goals.

    • Learn how GICs can offer you security and stability.

     

  • Invest recurrently to grow effortlessly.

    • Find out how much you could save with a CSP.
    • Discover the snowball effect of regular contributions.
    • Explore different scenarios that can impact growth over time.

Discover the right calculator for every financial goal, from savings to retirement planning.

  • Estimate your RRSP's growth potential.

    • Gain insights into your RRSP's potential growth.
    • Visualize how your savings could grow over time.
    • Assess your goals against your starting point.

  • Take control and plan your retirement.

    • Find out how your savings can turn into steady income.
    • Get a better understanding of what to expect from your RIF/LIF payments.
    • Discover how timing, pace and the amounts that you withdraw impact your portfolio.

Discover the right calculator for every financial goal, from savings to retirement planning.

  • Get a clear picture of where you stand.

    • Evaluate your assets and liabilities.
    • Get a better understanding of your finances.
    • Make informed decisions for the future.

  • Get a clear picture of your finances. 

    • Compare your income and expenses.
    • Gain insights into your cashflow situation.
    • Assess if you can afford to assess your loan affordability

  • Discover your annual retirement income.

    • See how much you can potentially receive each year from your investments.
    • See how withdrawal timing and frequency can affect your portfolio value.
    • Learn how tax can affect your investment income.

Help me choose

Need more guidance? Use our Help Me Choose tool to find an investment plan for your goals.

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Related resources

What is a tax-free First Home Savings Account?

Learn more about the new tax-free First Home Savings Account and how it can help you achieve your dream of owning your first home.

Compare: FHSA vs TFSA vs RRSP

Learn about the key differences between FHSAs, TFSAs and RRSPs.

Active vs Passive Investing

Learn more about the benefits and differences between Active and Passive Investing.

Ways to contact us

There are various ways to get in touch. Choose your preferred method.

  • Investing with a professional

    Book an appointment

  • Manage your investments online