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BMO air miles®† World Elite®* Mastercard®*

Collect more moments by earning Miles on everyday purchases.

bmo air miles world elite mastercard

Welcome offer

Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.

Minimum $80,000 (individual) or $150,000 (household) annual income required.

Minimum $80,000 (individual) or $150,000 (household) annual income required.

Get the $120 annual fee rebated annually with our BMO Premium Chequing Account.Footnote dagger dagger

Enjoy your rewards sooner with our best reward rate and perks!

  • 3x the Miles

    Always get 3 Miles for every $12 spent on your everyday needs at participating AIR MILES Partners.74

  • 2x the Miles

    Get 2x the Miles at any eligible grocery store - that's 2 Miles for every $12 spent.18 Plus, get 1 Mile for every $12 you spend everywhere else.16B

  • Earn at wholesale clubs, membership-based retailers and alcohol retailers

    Get Two times the Miles at any eligible wholesale clubs, membership-based retailers and alcohol retailers.99
  • Fill up on savings

    Get up to 7 cents off per litre on Shell®± fuel, only for BMO cardholders.101
  • Enjoy card-linked offers

    Your BMO AIR MILES credit card makes it easier to score Miles while you shop at your favourite brands.102

  • Save and earn on travel

    Earn 5x the AIR MILES Reward Miles when booking flights, hotels, and car rentals. Plus, use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.13

What’s on your AIR MILES Rewards wish list?

  • Travel Rewards – Where will you go next? Book your flights, hotels, cruises, vacation packages and car rentals using AIR MILES Reward Miles.

  • Dream Rewards – Use your Miles on something special for you or your home. Or how about a spa pass? Or movie tickets? There’s so much to choose from.

  • Cash Rewards – Instantly use your Miles online or in-store at participating Partners towards your everyday purchases or redeem for eVouchers from your favourite brands.

  • Transfer Miles – Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!103

BMO AIR MILES®† World Elite®* Mastercard®*

Ready to start enjoying more rewards sooner? Here’s what you need to know.

  • $120 annual fee8
  • 21.99% for purchases8
  • 23.99% for cash advances8

    (21.99% for Quebec residents)8

Minimum $80,000 (individual) or $150,000 (household) annual income required.

Fill up on savings

Get up to 7 cents off per litre on Shell fuel, only for BMO cardholders.

AIR MILES Reward Miles Calculator

Find out how many AIR MILES Reward Miles you can get with the BMO AIR MILES®† World Elite®* Mastercard®*

Estimate your monthly spending

How much do you think you’ll spend per month on your card?

Slider increases or decreases the dollar amount based on the direction it is moved in

$1,000$0$5,000

Your first-year AIR MILES® Reward Miles total:

0

Yearly breakdown:

Bonus Miles:

N/A

All other purchases:

N/A

Use of the AIR MILES Reward Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Partners. Values displayed as of May 2, 2021. Flights shown are during low season, do not include the 25% flight discount on one worldwide AIR MILES flight redemption during the calendar year

13

and subject to availability. Taxes and fees are extra and must be paid using a credit card.

Estimated yearly rewards

Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.

Noise cancelling headphones

You could use 69,500 Miles for Noise cancelling headphones.

Minimum $80,000 (individual) or $150,000 (household) annual income required.

Digital features and security at your fingertips

Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.

  • Safety and security

    Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.

  • Financial insights

    Stay on top of your spending with a personalized look at your money.

  • Credit score

    Log in to your mobile or online banking for free, 24/7 access to CreditView with no impact to your credit score.

  • Dispute a transaction and PIN reset

    Resolve an issue with your statement or reset your PIN directly from your mobile app.

  • BMO AIR MILES World Elite Travel and Medical Protection36 offering 15 days of Out of Province / Out of Country Emergency Medical protection up to $5MM, Collision Damage Waiver on rental cars, and more.36
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit.26B Registration is required. Visit mastercardtravelpass.dragonpass.com or use the Mastercard Travel Pass mobile application to register.26C

  • Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.

  • Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.

  • Shop with extended warranty and purchase protection.37

  • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.

  • Collect Miles twice at participating AIR MILES Partners when you show your AIR MILES Card too.15

  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada.

  • With FlexiRoam, stay connected around the world without a SIM card and get up to 15% off a Global Data Roaming plan plus up to 3GB of data, without any additional charges, if apply.

bmo air miles world elite mastercard

BMO PaySmart Trademark Installment Plans

Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.

Learn more

Ready to apply?

Start getting closer to your dreams now.

Minimum $80,000 (individual) or $150,000 (household) annual income required.

We’ll respond in under 60 seconds.

FAQs

  • You can check your AIR MILES Summary on your Mastercard monthly statement. It will display the amount of Miles you got on purchases for the stated time period but won’t include Miles from bonus or promotional offers.

    You can also see your total number of Miles when you sign in to BMO Online or Mobile banking, and through airmiles.ca.

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