BMO eclipse Visa Infinite* Card
Getfive times the points on takeout, rideshare and more.67
Sign InAlready a BMO customer?Sign in to apply faster
Minimum $60,000 (individual) or $100,000 (household) annual income required OR minimum $15,000 declared current annual spend.
So good, it’s award-winning
Our BMO eclipse Visa Infinite* Card has received nation-wide recognition.
Winner of the 2024 Milesopedia Best Gas & Transit Credit Card
Your everyday just got more rewarding
five timesthe points
For every $1 spent on groceries, dining in and out, gas and transit.67 You deserve it.
Earn 10% more points
On all purchases when you add an authorized user to your account.68 Lucky you (and them!)
Get a $50 anniversary lifestyle credit
To use however you want.69 Go on, celebrate yourself!
Fill up on savings
Get up to 7 cents off per litre on Shell® fuel as an exclusive benefit for BMO card holders.101
Make every day a 5x points day
Earn more (a lot more) on your daily needs and wants.
Takeout & food delivery
What’s better than getting your favourite meal to go or delivered to your doorstep? Earningfive timesthe points on it!67
Groceries
You need to eat, why not get rewarded at the same time? Earnfive timesthe points on groceries.67
Dining out
You’ve got great taste! Earnfive timesthe points for dining out or getting drinks at your favourite local pub.67
Gas & transit
Got places to go? You’re in luck. Earnfive timesthe points on gas, public transit, rideshare, and more.67
Plus, earn 1 point for every $1 spent on everything else70 – there’s so much points potential out there.
Minimum $60,000 (individual) or $100,000 (household) annual income requiredORMinimum $15,000 declared current annual spend.
Your Visa Infinitestar benefits
Get access to the Visa Infinite Luxury Hotel Collection and enjoy seven exclusive benefits (like complimentary breakfast).59- Make dining even finer with the Visa Infinite Dining Series.61
- Connect to the Visa Infinite Concierge - it’s like having a personal assistant on call!71
- Get the Visa Infinite Troon Golf Benefit and enjoy discounts at 95 resorts and courses around the world.72
Already a cardholder? Visit visainfinite.ca to find a full list of available benefits. Enroll to get emails and to be the first to know about exclusive offers and experiences.
BMO Rewards calculator
Find out how many points you can earn with the BMO eclipse Visa Infinite* Card
Estimate your monthly spending
Dining, groceries, gas and transit (earn 5 times the BMO Rewards points for every $1 spent):
Minimum $0Maximum $5,000
All other purchases (earn 1 point for every $1 spent):
Minimum $0Maximum $5,000
Your first year BMO Rewards points total:
0
Yearly breakdown:
Bonus points:
0
Dining, groceries, gas and transit:
0
All other purchases:
0
Use of the reward calculator is for illustrative purposes only. Values displayed valid as of January 6, 2022.
Use your BMO Rewards points to treat yourself to something big – or something small. They’re yours to use however you like.
You could redeem 42,000 points for dinner for two at a nice restaurant.
OR redeem those points on a variety of everyday treats, such as:
2,400 points for lattes for you and a friend
12,600 points for a monthly gym membership
16,800 points for a spa treatment
Minimum $60,000 (individual) or $100,000 (household) annual income requiredORMinimum $15,000 declared current annual spend.
BMO eclipse Visa Infinite* Card
Ready to make every moment an eclipse moment? Here’s what you need to know.
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Minimum $60,000 (individual) or $100,000 (household) annual income required ORMinimum $15,000 declared current annual spend.
Mobile Device Insurance
Enjoy Mobile Device Insurance, which provides coverage of up to $1,000 in the event your mobile device is lost, stolen or accidentally damaged.73
Purchase Security and Extended Warranty Insurance
Shop with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from date of purchase and Extended Warranty Insurance, which doubles the original manufacturer’s warranty to a maximum of 1 year.73
Travel Insurance
Travel with Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance and Car Rental Collision/Loss Damage Insurance.73
Stay in control with alerts, our card lock/unlock feature and lost or stolen card reporting.
Get peace of mind with Visa Secure. It safeguards cardholders if there is any monetary loss resulting from fraudulent card use.
Enjoy an additional layer of security on all online purchases with Visa Secure.
BMO PaySmart™ Installment Plans
Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Ready to apply?
Start celebrating your everyday moments now.
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Digital features and security at your fingertips
Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.
Safety and security
Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Get free, 24/7 access to CreditView with no impact to your credit score.
Dispute a transaction and PIN reset
Resolve an issue with your statement or reset your PIN directly from your mobile app.
Frequently Asked questions
Think of it as getting rewarded just for being you! A lifestyle credit card offers perks likefive timesthe points on everyday purchases like gas, groceries, transit, dining out and ordering in, and 1 point for everything else. It’s a credit card with the best benefits for making the most of every moment.
You can pay with your Rewards points in 3 simple steps:
- Sign into bmorewards.com and select the “Pay with Points” tab.
- Browse your recent transactions and select which eligible purchase you want to redeem points for.
- Choose how many points you would like to redeem toward your purchase - you can redeem your points for as little as $1!64
You’ll need to share a few things to open an account online, including your name, date of birth, contact info, SIN, address, employment status, income source(s), rent or mortgage amount, and what you’ll be using the account for.
- Be a permanent Canadian resident
- Have not declared bankruptcy in the past seven years
- Have reached the age of majority in the province in which you live (18 years in AB, MB, ON, PE, QC and SK. 19 years in all other provinces)
- Meet minimum income requirements
For Visa Infinite cards, your minimum annual income should be $60,000 (individual) or $100,000 (household). If you don't meet the income requirements, you could also qualify if you have $15,000 total spend within the last twelve months on all your other credit cards collectively, a minimum spend of $1,250 per month on application.
Yes. We’re committed to protecting your confidential information and privacy and we continuously employ the latest security software to our sites and apps.
Additionally, our digital experiences have been upgraded with extended validation (EV) SSL Certificates, which add another layer of protection by identifying our sites and applications as legitimate.
- Yes, you can! You’ll be able to set up, manage and review your PaySmart installment plans from your Online Banking account.
To get started, simply login and follow these steps for recent eligible credit card purchases of $100 or more:
- Choose an eligible credit card purchase you’d like to convert into a PaySmart plan.
- Go to the Installment Plan tab and click the Create button.
- Select the plan that works best for you.
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