BMO US$ Fixed-Term Deposit
B M O U S$ Fixed-Term Deposit allows you to earn a competitive guaranteed rate of interest with high security for investors with USD$100,000 or more and the flexibility to choose from a range of terms.
Key Benefits:
- Various Terms Available – Option of varying terms to meet your needs.
- Eligible for C D I C deposit insurance, up to applicable limits
| Item | Details |
|---|---|
Term(s) : | 1 day to 5 years |
Access to Funds : | Not cashable prior to maturity. |
Interest Payment Option : | Terms less than one year: Interest paid at maturity. |
Minimum Investment Amount : | US $100,000 |
Plan Eligibility : | Non-registered |
Automatic Reinvestment : | Yes, at prevailing interest rate (unless other instructions provided) |
Issued By : | Bank of Montreal |
Transferability : | Yes, if the term is less than one year and assignable to the Bank only. No transfer will be registered during the 30 days before the Maturity Date or any interest payment date. |
Available to Business Banking Client : | Yes |
Statements : | n/a |
Available to Non-Residents : | Yes |
Continuous Savings Plan Option : | No |
Guaranteed By : | Bank of Montreal |
Rates
Term | $100,000 + |
|---|---|
1 day | 0.050% |
2-29 days | 0.050% |
30-59 days | 2.800% |
60-89 days | 2.850% |
90-119 days | 2.900% |
120-179 days | 2.950% |
180-269 days | 3.100% |
270 days - under 1 year | 3.150% |
1 year - under 2 years | 3.750% |
2 years - under 3 years | 3.750% |
3 years - under 4 years | 3.750% |
4 years - under 5 years | 3.750% |
5 years exactly | 3.750% |
US Dollar Fixed Term Deposits for amounts $100,000 or more are not eligible for early redemption.
How to buy
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One of our investment advisors will get in touch to chat about how we can help.
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Book an appointment at your nearest branch to get pre-approved or to chat about your options.
Book an appointmentInterest is calculated daily, paid semi-annually or at maturity. The indicated interest rate subject to change at any time. The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of B M O and are subject to change at any time without prior notice.
