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BMO US$ Fixed-Term Deposit

B M O U S$ Fixed-Term Deposit allows you to earn a competitive guaranteed rate of interest with high security for investors with USD$100,000 or more and the flexibility to choose from a range of terms.

Key Benefits:

Product Details
table shows investment details of G I C including terms and minimum investment amount
ItemDetails

Term(s) :

1 day to 5 years

Access to Funds :

Not cashable prior to maturity.

Interest Payment Option :

Terms less than one year: Interest paid at maturity.
Terms greater than one year: Interest paid semi-annually on April 30 and October 31, and at maturity.

Minimum Investment Amount :

US $100,000
Note: Investments of US $1,000 to $99,999 qualify as USD TDR and are eligible for early redemption

Plan Eligibility :

Non-registered

Automatic Reinvestment :

Yes, at prevailing interest rate (unless other instructions provided)

Issued By :

Bank of Montreal

Transferability :

Yes, if the term is less than one year and assignable to the Bank only. No transfer will be registered during the 30 days before the Maturity Date or any interest payment date.

Available to Business Banking Client :

Yes

Statements :

n/a

Available to Non-Residents :

Yes

Continuous Savings Plan Option :

No

Guaranteed By :

Bank of Montreal

Product Details
Product Details
table shows investment details of G I C including terms and minimum investment amount
ItemDetails

Term(s) :

1 day to 5 years

Access to Funds :

Not cashable prior to maturity.

Interest Payment Option :

Terms less than one year: Interest paid at maturity.
Terms greater than one year: Interest paid semi-annually on April 30 and October 31, and at maturity.

Minimum Investment Amount :

US $100,000
Note: Investments of US $1,000 to $99,999 qualify as USD TDR and are eligible for early redemption

Plan Eligibility :

Non-registered

Automatic Reinvestment :

Yes, at prevailing interest rate (unless other instructions provided)

Issued By :

Bank of Montreal

Transferability :

Yes, if the term is less than one year and assignable to the Bank only. No transfer will be registered during the 30 days before the Maturity Date or any interest payment date.

Available to Business Banking Client :

Yes

Statements :

n/a

Available to Non-Residents :

Yes

Continuous Savings Plan Option :

No

Guaranteed By :

Bank of Montreal

Rates

chart shows details of product’s rates for the past year

Term

$100,000 +

1 day

0.050%

2-29 days

0.050%

30-59 days

2.800%

60-89 days

2.850%

90-119 days

2.900%

120-179 days

2.950%

180-269 days

3.100%

270 days - under 1 year

3.150%

1 year - under 2 years

3.750%

2 years - under 3 years

3.750%

3 years - under 4 years

3.750%

4 years - under 5 years

3.750%

5 years exactly

3.750%

US Dollar Fixed Term Deposits for amounts $100,000 or more are not eligible for early redemption.

Product Details
table shows investment details of G I C including terms and minimum investment amount
ItemDetails

Term(s) :

1 day to 5 years

Access to Funds :

Not cashable prior to maturity.

Interest Payment Option :

Terms less than one year: Interest paid at maturity.
Terms greater than one year: Interest paid semi-annually on April 30 and October 31, and at maturity.

Minimum Investment Amount :

US $100,000
Note: Investments of US $1,000 to $99,999 qualify as USD TDR and are eligible for early redemption

Plan Eligibility :

Non-registered

Automatic Reinvestment :

Yes, at prevailing interest rate (unless other instructions provided)

Issued By :

Bank of Montreal

Transferability :

Yes, if the term is less than one year and assignable to the Bank only. No transfer will be registered during the 30 days before the Maturity Date or any interest payment date.

Available to Business Banking Client :

Yes

Statements :

n/a

Available to Non-Residents :

Yes

Continuous Savings Plan Option :

No

Guaranteed By :

Bank of Montreal

Rates

Rates

chart shows details of product’s rates for the past year

Term

$100,000 +

1 day

0.050%

2-29 days

0.050%

30-59 days

2.800%

60-89 days

2.850%

90-119 days

2.900%

120-179 days

2.950%

180-269 days

3.100%

270 days - under 1 year

3.150%

1 year - under 2 years

3.750%

2 years - under 3 years

3.750%

3 years - under 4 years

3.750%

4 years - under 5 years

3.750%

5 years exactly

3.750%

US Dollar Fixed Term Deposits for amounts $100,000 or more are not eligible for early redemption.

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1-877-CALL-BMO
(1-877-225-5266)

Interest is calculated daily, paid semi-annually or at maturity. The indicated interest rate subject to change at any time. The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of B M O and are subject to change at any time without prior notice.