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Loans and Lines of Credit

Student borrowing

A student line of credit is a flexible, affordable way to pay for school. Here’s how:
  • Easily access cash to help cover tuition, rent, books, etc.
  • Get a competitive interest rate with no annual or monthly fees
  • Make interest-only payments while you’re in school, plus two years after graduation
Limited time offer
Get a cash bonus* when you open a line of credit.

Browse your line of credit options

  • Debt consolidation

    Get rid of your debt faster (and spend less money) by using a loan to pay off high interest debts, like credit cards.
  • Big-ticket item

    Have your eye on something special? A loan can help you cover larger one-time purchases.
  • Travel

    You don’t need to wait a lifetime to take the trip of a lifetime. A loan can help you pack your bags sooner.

Browse your line of credit options

Student line of credit help centre

Student lines of credit FAQs

Helpful lending tips and advice

More student banking

Student credit cards, opens in a new window

Earn 5% cash back

or up to 800 AIR MILES Bonus Miles

when you sign up for a new BMO SPC® Mastercard®. Plus enjoy SPC discounts and BMO Extra Deals.

BMO SPC AIR MILES Mastercard

Get FREE

banking while you’re in school and for up to an additional year after your graduate.

Have more questions?

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* Terms and conditions apply. Click here to view full offer details