Special mortgage offers

A mortgage pre-qualification shows you how much you can potentially afford for a home, similar to a pre-approval but without a thorough review of your financial information. This is a great option if you’re just starting out on your homebuying journey. While this estimate is subject to change, you can lock in your mortgage rate for 130 days with your pre-qualification.^‡‡ Simply answer a couple of questions online and get pre-qualified in just a minute.

A pre-approval basically says that a lender (like us) will loan you a certain amount of money at a certain rate so that you can afford to buy a home. There’s no fee, no commitment and you can get pre-approved online in minutes!

It’s a good idea to get pre-approved before you start looking for a home. A mortgage pre-approval will help you set your budget and your expectations by letting you know how much you can afford. It’ll also signal to real estate agents and sellers that you’re serious about buying a home and have the money to back it up.

Mortgage pre-qualification is your first step in determining how much you can potentially afford for a home. There’s no hard credit check required to get a general estimate and it’s based on information such as income, assets, and debt. Answer a few questions and get pre-qualified in just a minute.

Mortgage pre-approval tells you how much you can borrow based on a preliminary review of your credit report and the personal and financial information provided in your application for a pre-approved mortgage. Pre-approval remains subject to there being no material change to the information you provide, or the information disclosed in your credit report.

Whether you’re just starting out with a pre-qualification or you’re ready to apply for a pre-approval, shop for your next home with confidence. Lock in your mortgage rate for 130 days – the longest of any major Canadian bank. Kickstart your homebuying journey here.