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How to request money online

Requesting money online has never been easier with Interac e-Transfer® footnote double dagger. Whether you’re splitting a bill with friends or requesting rent money from a tenant—as long as you both have an email address and Canadian bank account, you can request money. You can also receive money from overseas quickly and easily with a wire tranfer.

We’ve made things simple

Get paid faster

Quickly ask for money and your contact will receive an email with the request.

Request money safely

Money requested via Interac e-Transfer® footnote double dagger is delivered using the same trusted banking systems that handle thousands of secure transactions every day—so you can relax knowing your money is in safe hands.

Made a mistake? No worries!

You can cancel an outstanding request if the recipient hasn’t accepted it yet. Check out the FAQs to find out how.

Split expenses with family and friends

Our SplitShare feature on the BMO Mobile Banking App makes it easy to split expenses and request money from up to ten people.

How are you requesting money via Interac e-Transfer® footnote double dagger?

Find out how to request money quickly and easily using your mobile device or computer.

step one

Sign in to the BMO Mobile Banking App

Tap More, then interac e-Transfer®, then Request Money.

step two

Select a contact

Let us know from whom you’d like to request money, how much and the account you’d like the money deposited into.

step three

Add a message to your contact

Review your request and tap send request and you’re all set!

Check out a demo

Receive money from overseas with wire transfers

You can receive money from around the globe through a wire transfer. Just provide the sender with some of your banking details, and the money will land in your account within days.

Here’s the information you’ll need to give to the sender:
  • Your account number
  • Your BMO branch phone number, address and transit number
  • Your bank’s name: Bank of Montreal
  • BMO’s institution number: 001
  • BMO SWIFT BIC (if the money is coming from overseas): b o f m c a m 2
For wire transfers coming from the U.S., you’ll also need to include:
  • Correspondent bank: Wells Fargo Bank, N.A., New York
  • SWIFT Code: p n b p u s 3 n n y c
  • ABA: 026005092

Looking to send a wire transfer from your BMO account? Learn more

Requesting money online FAQ

  • They’ll be sent an email that lets them accept or decline your request.

Our Mobile Banking App

Download it now to request funds!

Got the hang of requesting money? Here are some other things to try

Pay bills

Kiss stamps and bank lines goodbye when you pay your bills online.

Transfer money

Quickly move money between your accounts.

How to get started with Digital Banking

When you step out the door, bring your bank with you with the BMO Mobile Banking app.

Want to know more? That’s what we’re here for.

Come in and talk to us

Drop by the nearest branch to chat about your financial future.

  • Footnote double dagger details Interac e-Transfer® is a registered trademark of Interac Inc. Used under license.