Protect your identity with OnGuard® dagger
Safeguard your personal information from fraud with OnGuard. Choose what you’d like monitored – including credit and debit card numbers, passport number and Social Insurance Number – and OnGuard will scan public and underground websites to keep you safe.
Monitoring your identity
Track all activity related to your digital and financial identity so you can react quickly to potential fraud.
Restoring your identity after fraud
OnGuard saves you time, money and stress by helping to report fraudulent activity and restore your identity.
Protecting you from loss
Cancel your lost or stolen cards online or by phone. OnGuard will notify your card issuers on your behalf.
Already a BMO Customer?
We take fraud protection seriously, so we’ve made it easy to set up your OnGuard access with our Performance and Premium Chequing Accounts. Get peace of mind in three quick steps.
Sign in to your account
Sign in to your Performance or Premium Chequing Account through BMO Online Banking.
Select your lead chequing account, then manage, then OnGuard
Make sure your lead account is selected (i.e. the one you use to pay your banking fees), then select manage, then select OnGuard. Note, if OnGuard is greyed out, then you may not be under your lead account or eligible due to your bank plan.
Set up monitoring services
Follow the instructions to set up your OnGuard account and choose which personal information you’d like to monitor.
Set up your OnGuard account now using Online Banking.
New to BMO?
Get best-in-class identity theft protection at no extra cost when you open a Performance or Premium Chequing Account.
Premium Chequing Account
Features
- Get accounts for family members without paying an additional monthly fee with the BMO Family Bundle*86
- Up to $150 rebate on the annual fee for an eligible BMO credit card*10
- Preferred U.S. foreign exchange rate*35
- OnGuard Identity Theft Protection*74
- No-fee Global Money Transfer transactions to up to 50 countries*103
Fees
Performance Chequing Account
Features
- Get accounts for family members without paying an additional monthly fee with the BMO Family Bundle*86
- OnGuard Identity Theft Protection*74
- Up to $40 rebate on the annual fee for eligible BMO credit cards*15
- No-fee Global Money Transfer transactions to up to 50 countries*103
Fees
FAQ's
Signing up
How OnGuard works
Need help? That’s what we’re here for.
Visit us
Book an appointment at your nearest branch to chat about your account options.
Call us
Give us a call if you have any questions about setting up OnGuard with your chequing account.
