BMO Preferred Program for Investors
The BMO Preferred Program for Investors is our exclusive fee-based program that rewards you and your family for your success, with financial guidance and preferred pricing to help you keep more of your wealth over time.
Preferred investment pricing†- Personalized one-on-one professional guidance‡
- Benefits for the whole family₸
Switch to BMO for personalized advice and get up to $3,500*
Take advantage of this amazing offer from BMO Mutual Funds.
Learn more about how you can benefit
Preferred pricing
Get lower fees on over 100 professionally managed BMO Mutual Funds.
Access to Financial Planning
Professional personalized advice for goals like retirement, a child’s education, or a new home.
Householding feature
You and your family can combine your investable assets to lower your overall fees while maintaining separate accounts.
Tax deductibility
Certain account types may be able to deduct a portion of their investment fees.
Special offers
Get access to special offers for all your banking needs.
Have confidence in your mutual funds
Recognized for excellence
23 FundGrade A+* Awards for 20231, awarded to funds that show outstanding, consistent performance.
Strong and reliable
Managing $184 billion (CAD) in industry assets, as of April 30, 2024.2
Innovative client solutions
Over $61 billion (CAD) in portfolio solutions as of December 2023.2
BMO Preferred Program for Investors FAQs
Individual clients and/or households that have a minimum of $500,000 CAD in Mutual Fund balances to invest.
If a member leaves a household, the remaining members will need to maintain the minimum $500,000 CAD in Mutual Fund balances to continue to participate.
Your household may include your spouse, partner, parents, children, grandchildren, grandparents, in-laws, siblings and eligible business accounts.
Yes, you do not need to combine accounts, share access, or let your household know how much balances you hold in your own investment accounts. Family members may be able to infer the amount of balances of an entire group given the amount of fee reductions, but they have no direct insight into other member’s accounts.
Depending on your overall investable balances, you will pay a lower fee compared to the equivalent Series A or Series T fund's trailing commission fee with this fee-based program.
The more you and/or your household grow your Investments within the BMO Preferred Program for Investors, the greater your potential savings.
Most BMO Mutual Funds qualify in all available investment accounts, including:
- Non-registered investment accounts
- Registered Retirement Savings Plan (RRSP)
- Tax-Free Savings Account (TFSA)
- Registered Retirement Income Fund (RRIF)
- Registered Education Savings Plan (RESP)
- First Home Savings Account (FHSA)
- Registered Disability Savings Plan (RDSP)
In the event your overall investable balances falls below the minimum program requirement due to market fluctuations, you may remain in the program. However, you will not be receiving a reduced fee compared to the equivalent Series A or Series T fund's trailing commission fee until your investment balances regain the minimum program requirement.
Getting setup couldn’t be easier:
- Contact and meet with a BMO Investment Professional
- Invite your family members to join you household
- Transfer your and your family members accounts to BMO for additional savings
- Everyone wins and maintains their account privacy
Helpful Resources
Learn more about the BMO Preferred Program for Investors with this brochure.
Want to learn more about the BMO Preferred Program for Investors?
A trusted BMO Investment Professional is available to answer any questions that you may have about the BMO Preferred Program.
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